12 Vassar Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 Vassar Rd, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,818 sqft · built 2004
Lot Size	0.149 acres (6,469 sqft)
Owner	2 Individual Names on File
Last Sale	$642,500 (Mar 2002)
Tax Bill	$14,495 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0064 B:0014 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0064 B:0014 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,818 sqft Living Area
Gross Area	4,936 sqft
Basement Area	1,208 sqft
Unfinished Basement	604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,469 sqft (0.149 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	12 VASSAR RD
City	MARBLEHEAD
State	MA
Zip	01945-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	GREYSTONE HEIGHTS MARBLEHEAD
Legal Block	14
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4023
Census Tract	203100

Owner

12 Vassar Rd is owned and occupied by two individuals who bought it in March 2002.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 VASSAR RD, MARBLEHEAD, MA 01945-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2002 · Amount on File
Deed Sale	Mar 1, 2002 · Amount on File
Deed Book / Page	18401 / 206
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	12 VASSAR RD, MARBLEHEAD, MA 01945-2815
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39821-128
Date	Apr 29, 2021
Book Page	39821/128
Instrument	20210429004800

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	12 VASSAR RD, MARBLEHEAD, MA 01945-2815
Document Number	37348-9
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 VASSAR RD MARBLEHEAD MA 019452815, MARBLEHEAD, MA 01945-2815

Mortgage

Document Number	37348-9
Date	Feb 26, 2019
Book Page	037348/000009
Instrument	1902261890

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12 Vassar Rd was $14,495, up 1.6% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,495.00 (+1.61%)	$1,693,300 (+7.43%) Land $889,000 Building $804,300	$1,744,689 (+2.24%)
2025	$14,265.00 (-4.8%)	$1,576,200 (-5.75%) Land $841,000 Building $735,200	$1,706,390
2024	$14,984.00 (+10.8%)	$1,672,300 (+23.66%) Land $961,100 Building $711,200
2023	$13,523.00	$1,352,300 Land $780,900 Building $571,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Vassar Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Vassar Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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