12 Vantage View Cir, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 12 Vantage View Cir, Covington, KY 41017 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 996 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2017)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-061.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-061.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	996 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	12 VANTAGE VIEW CIR
City	COVINGTON
State	KY
Zip	41017-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 5 LOT 259
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	5
Legal Lot Number	259
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-00-061.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 VANTAGE VIEW CIR, COVINGTON, KY 41017-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Oct 03, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Apr 21, 2017	Grant Deed, Construction Loan · Construction Mortgage THOMAS W FRANCIS
Feb 27, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2017 · Amount on Record
Deed Sale	Oct 03, 2017 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	201710 03 059 00221
Deed Book / Page	4008 / 275
Last Transfer Date	Apr 29, 2022
Transfer Doc	0005900099
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 24, 2022
Property Address	12 VANTAGE VIEW CIR, COVINGTON, KY 41017-9726
Document Number	0005900099
Book / Page	166 / 834
Map Reference	MB 20 PG 9
Instrument Date	Apr 29, 2022
Instrument	22052405900099
Transaction Type	Transfer
Record Updated	Jun 08, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 VANTAGE VIEW CIR, 12, COVINGTON, KY 41017-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VANTAGE VIEW CIR, COVINGTON, KY 41017-9726

Mortgage

Document Number	0005900100
Date	May 24, 2022
Instrument	22052405900100

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 03, 2017
Property Address	12 VANTAGE VIEW CIR, COVINGTON, KY 41017-9726
Document Number	0000000221
Book / Page	0I4008 / 000275
Instrument Date	Sep 29, 2017
Instrument	221
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 VANTAGE VIEW CIR COVINGTON KY 410179726, COVINGTON, KY 41017-9726

Mortgage

Document Number	222
Date	Oct 03, 2017
Book Page	0I4008/000278
Instrument	222

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2047

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2017
Property Address	12 VANTAGE VIEW CIR, COVINGTON, KY 41017-9726
Document Number	0000000019
Book / Page	0I3928 / 000036
Instrument Date	Apr 11, 2017
Instrument	19
Transaction Type	Construction Loan
Record Updated	May 18, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 VANTAGE VIEW CIR COVINGTON KY 410179726, COVINGTON, KY 41017-9726

Mortgage

Document Number	20
Date	Apr 21, 2017
Book Page	0I3928/000040
Instrument	20

Lender

Name	THOMAS W FRANCIS
Address	PO BOX 75195, FORT THOMAS, KY 41075-0195

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2018

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Feb 27, 2017
Property Address	12 VANTAGE VIEW CIR, COVINGTON, KY 41017-9726
Document Number	0000000019
Book / Page	0I3902 / 000228
Instrument Date	Apr 20, 2015
Instrument	19
Transaction Type	Foreclosure
Record Updated	May 11, 2017

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7105 COPORATE DR PLANO TX 75024, PLANO, TX 75024
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (-7.03%)	$196,300 (-) Land $10,000 Building $186,300	$196,300 (-) Land $10,000 Building $186,300
2023	$2,092.00	$196,300 Land $10,000 Building $186,300	$196,300 Land $10,000 Building $186,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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