12 Vanderbilt Dr, Narragansett, RI 02882 Property Records

Narragansett Town property record for 12 Vanderbilt Dr, Narragansett, RI 02882

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,320 sqft · built 1996
Owner	Individual Name on Record
Last Sale	$465,000 (Aug 2021)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NARR M:Z B:1 L:129`

Property Details

APN / Parcel Number

Primary APN	`NARR M:Z B:1 L:129`
Alternative APN	`3374125`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3374125
Street Address	12 VANDERBILT DR
City	NARRAGANSETT
State	RI
Zip	02882-4241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-80
Legal Block	1
Legal Lot Number	129
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3023
Census Tract	51503

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 VANDERBILT DR, NARRAGANSETT, RI 02882-4241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	20214249
Deed Book / Page	986 / 301
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Aug 20, 2021
Property Address	12 VANDERBILT DR, NARRAGANSETT, RI 02882-4241
Document Number	986-301
Book / Page	986 / 301
Instrument Date	Aug 20, 2021
Instrument	2021004249
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VANDERBILT DR # 129, 129, NARRAGANSETT, RI 02882-4241

Mortgage

Document Number	2021004250
Date	Aug 20, 2021
Instrument	2021004250

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00 (+0.43%)	$485,900 (+37.73%) Building $485,900	$674,108
2023	$3,285.00 (+3.46%)	$352,800 (-) Building $352,800
2022	$3,175.00	$352,800 Building $352,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 units insured incl. 41 condo units
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NARRAGANSETT WATER SYSTEM-POINT JUDITH serves 8,210 people · EPA ID RI1858428
Water Source	Purchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC
Last State Inspection	Jun 2023
Also Mapped Here	NARRAGANSETT WATER DEPT-NORTH END
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20