12 Valley Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 12 Valley Pl, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,091 sqft · built 2018
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$1,265,000 (Jul 2018)
Tax Bill	$19,192 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00037-0000-00006-0000-C0001`

Property Details

APN / Parcel Number

Primary APN	`13-00037-0000-00006-0000-C0001`

Interior

Stories	1 Story
Building Area	2,091 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	12 VALLEY PL, 1
City	EDGEWATER
State	NJ
Zip	07020-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X100 7
Legal Subdivision	12-14 VLY PLACE CONDO
Legal Block	37
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13002

Owner

12 Valley Pl is owned by an individual who bought it in July 2018.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12 VALLEY PL, EDGEWATER, NJ 07020-1312
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jul 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	20185377301
Deed Book / Page	3009 / 2424
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 VALLEY PL, EDGEWATER, NJ 07020-1312
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045441178
Date	Jan 20, 2022
Book Page	4544/1178
Instrument	2022008405

Lender

Name	GET A RATE LLC
Type	Mortgage Company
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 VALLEY PL, EDGEWATER, NJ 07020-1312
Document Number	0037651134
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 VALLEY PL EDGEWATER NJ 070201312, EDGEWATER, NJ 07020-1312

Mortgage

Document Number	0037651134
Date	Oct 14, 2020
Book Page	003765/001134
Instrument	103143

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 27, 2018
Property Address	12 VALLEY PL, EDGEWATER, NJ 07020-1312
Document Number	0030092424
Book / Page	3009 / 2424
Instrument Date	Jun 26, 2018
Instrument	18-053773.01
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VALLEY PL, EDGEWATER, NJ 07020-1312

Tax Assessment & Valuation

The 2025 property tax bill for 12 Valley Pl was $19,192, up 6.3% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,247,900 (+6.96%) Land $340,000 Building $907,900	$1,247,900 (+6.96%) Land $340,000 Building $907,900
2025	$19,192.00 (+6.29%)	$1,166,700 Land $322,500 Building $844,200	$1,166,700 Land $322,500 Building $844,200
2024	$18,057.00
2023		$1,100,700 Land $295,000 Building $805,700	$1,100,700 Land $295,000 Building $805,700
2022	$17,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Valley Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Valley Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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