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12 Upham St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 12 Upham St, Peabody, MA 01960

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1955
Lot Size0.428 acres (18,639 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Sep 2016)
Tax Bill$5,233 (2026)
Deeds & MortgagesJun 2026 Mortgage
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNPEAB M:0017 B:0036

Property Details

APN / Parcel Number

Primary APNPEAB M:0017 B:0036
Alternative APN
  • 2648

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Lot Area18,639 sqft (0.428 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2648
Street Address12 UPHAM ST
CityPEABODY
StateMA
Zip01960-1246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block36
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group1
Census Block1014
Census Tract210100

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 UPHAM ST, PEABODY, MA 01960-1246
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEEDHAM BANK
Dec 16, 2020Deed of Trust, Mortgage · Line of Credit
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2016 · Amount on Record
Deed SaleSep 28, 2016 · Amount on Record
Prior SaleNov 10, 2014
Deed Document Number2016229
Deed Book / Page35300 / 596
Transfer Doc035300-596
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Recording DateJun 9, 2026
Property Address12 UPHAM ST, PEABODY, MA 01960-1246
Document Number0000001910
Book / Page43434 / 171
Instrument DateJun 4, 2026
Instrument20261910
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 UPHAM ST, PEABODY, MA 01960-1246

Mortgage

Document Number043434-171,
DateJun 9, 2026
Book Page43434/171
Instrument20261910
Lender
NameNEEDHAM BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address12 UPHAM ST, PEABODY, MA 01960-1246
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39302-187
DateDec 16, 2020
Book Page39302/187
Instrument20201216001360
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,233.00 (+20.16%)$552,600 (+17.5%) Land $348,000 Building $204,600$621,335 (+28.57%)
2025$4,355.00 (-6.26%)$470,300 (-7.68%) Land $322,200 Building $148,100$483,265
2024$4,646.00 (+0.89%)$509,400 (+5.31%) Land $322,200 Building $187,200
2023$4,605.00$483,700 Land $268,500 Building $215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people · EPA ID MA3229000
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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