12 Unity St, Turners Falls, MA 01376 Property Records

Franklin County and Montague Town property record for 12 Unity St, Turners Falls, MA 01376

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,434 sqft · built 1880
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Nov 2024)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
APN	`MONT M:0007 B:0000 L:162`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0007 B:0000 L:162`
Alternative APN	`MTGU M:0007 B:0000 L:162`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,434 sqft Living Area
Gross Area	5,177 sqft
1st Floor Area	950 sqft
Basement Area	1,217 sqft
Unfinished Basement	1,217 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	4,051 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	12 UNITY ST
City	TURNERS FALLS
State	MA
Zip	01376-1340
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Lot Number	162
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	2
Census Block	2020
Census Tract	40701

Owner

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 UNITY ST, TURNERS FALLS, MA 01376-1340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Aug 13, 2004 · Amount on Record
Deed Book / Page	8401 / 163
Record Updated	Oct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTAGUE MA
Recording Date	Nov 15, 2024
Property Address	12 UNITY ST, TURNERS FALLS, MA 01376-1340
Document Number	008401-163
Book / Page	8401 / 163
Instrument Date	Nov 15, 2024
Instrument	10560
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 UNITY ST, TURNERS FALLS, MA 01376-1340

Mortgage

Document Number	0000010561
Date	Nov 15, 2024
Instrument	10561

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 1, 2034
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,301.00 (+5.94%)	$217,000 (+9.32%) Land $50,100 Building $166,900	$278,552
2024	$3,116.00 (+7.34%)	$198,500 (+7.01%) Land $50,100 Building $148,400
2023	$2,903.00	$185,500 Land $50,100 Building $135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TURNERS FALLS WATER DEPT serves 8,080 people · EPA ID MA1192000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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