12 Union St, Warren, RI 02885 Property Records

Warren Town property record for 12 Union St, Warren, RI 02885 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,786 sqft · built 1900
Lot Size	0.129 acres (5,615 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (May 2026)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`18-0920-00`

Property Details

APN / Parcel Number

Primary APN	`18-0920-00`
Alternative APN	`WARR M:2 L:80`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
Gross Area	4,838 sqft
Basement Area	1,963 sqft
Unfinished Basement	1,963 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,615 sqft (0.129 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	18-0920-00
Street Address	12 UNION ST
City	WARREN
State	RI
Zip	02885-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	80
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3008
Census Tract	30500

Owner

Source: Warren Town records · APN 18-0920-00

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 UNION ST, WARREN, RI 02885-3016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY LLC
May 27, 2026	Deed of Trust · Conventional Mortgage BAYCOAST MORTGAGE COMPANY LLC
Dec 15, 2025	Warranty Deed, Transfer RFLF 4 LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Dec 15, 2025 · Amount on Record
Deed Document Number	2026612
Deed Book / Page	1167 / 148
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN RI
Recording Date	May 27, 2026
Property Address	12 UNION ST, WARREN, RI 02885-3016
Document Number	0000000612
Book / Page	1167 / 148
Instrument Date	May 27, 2026
Instrument	2026612
Transaction Type	Transfer
Record Updated	Jul 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 UNION ST, WARREN, RI 02885-3016

Mortgage

Date	May 27, 2026

Lender

Name	BAYCOAST MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Recording Date	May 27, 2026
Property Address	12 UNION ST, WARREN, RI 02885-3016
Document Number	001167-151
Book / Page	1167 / 151
Instrument Date	May 27, 2026
Instrument	2026613
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 UNION ST, WARREN, RI 02885-3016

Mortgage

Document Number	0000000613,
Date	May 27, 2026
Book Page	1167/151
Instrument	2026613

Lender

Name	BAYCOAST MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN RI
Recording Date	Dec 15, 2025
Property Address	12 UNION ST, WARREN, RI 02885-3016
Document Number	0001158-84
Book / Page	1158 / 84
Instrument Date	Dec 12, 2025
Instrument	38093
Transaction Type	Transfer
Record Updated	Jan 07, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 CENTRAL AVE, PAWTUCKET, RI 02861-2152

Mortgage

Document Number	0000038094
Date	Dec 15, 2025
Instrument	38094

Lender

Name	RFLF 4 LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,850.00 (+9.01%)	$325,700 (-) Land $99,700 Building $226,000
2023	$4,449.00 (-2.39%)	$325,700 (+28.68%) Land $99,700 Building $226,000
2022	$4,558.00	$253,100 Land $92,200 Building $160,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44001C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440010305003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	34 units insured 6 under condo master policies
Nearby Flood Claims	23 (1978–2022)
Most Recent Claim	Dec 2022, river or lake flooding
Claims By Storm	Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Warren Waterfront Historic District listed 1974 · 157 contributing resources · NRIS 74000035

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
WH i3B Bidco LLC/WH i3B Topco	Cable	2,000 / 40
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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