Fond Du Lac County property record for 12 Union St, Ripon, WI 54971 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,260 sqft · built 1920 |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,000 (Apr 2023) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-99-CE-080-00 |
| Primary APN | RIP-16-14-99-CE-080-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 540 sqft |
| Basement Area | 720 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 18,644 sqft (0.428 acres) |
| Lot Dimensions | 17.3 ft deep x 10.8 ft wide |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 260 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 12 UNION ST |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S20 T16N R14E CERESCO PLAT LOT 1 CSM #5251-32-80 LOC IN LOT 1 BLK 2 |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 20 |
| Legal Subdivision | CERESCO PLAT |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 41600 |
Source: Fond Du Lac County records · APN RIP-16-14-99-CE-080-00
Assessment roll updated March 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 UNION ST, RIPON, WI 54971-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Apr 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Aug 29, 2018 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2023 · Amount on Record |
| Deed Sale | Apr 07, 2023 · Amount on Record |
| Deed Document Number | 20231182037 |
| Prior Transfer Date | Apr 06, 2023 |
| Prior Transfer Doc | 0001182037 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 12 UNION ST, RIPON, WI 54971-1235 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS |
| Name | Verified Name |
|---|---|
| Address | 12 UNION ST, RIPON, WI 54971-1235 |
| Document Number | 0001211935 |
|---|---|
| Date | Aug 04, 2025 |
| Instrument | 1211935 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Apr 07, 2023 |
| Property Address | 12 UNION ST, RIPON, WI 54971-1235 |
| Document Number | 0001182037 |
| Map Reference | DOC 613405 |
| Instrument Date | Apr 04, 2023 |
| Instrument | 1182037 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | DOWNEY ABSTRACT AND TITLE, GOWEY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 UNION ST, RIPON, WI 54971-1235 |
| Document Number | 0001182038 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 1182038 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 12 UNION ST, RIPON, WI 54971-1235 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1103470 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 1103470 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 15, 2038 |
Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,568.00 (+13.88%) | $113,800 (-) Land $25,500 Building $88,300 | $175,519 (+31.28%) Land $39,330 Building $136,189 |
| 2023 | $2,255.00 Homeowner's exemption | $113,800 Land $25,500 Building $88,300 | $133,694 Land $29,958 Building $103,736 |
Source: FEMA National Flood Hazard Layer, Fond Du Lac County (55039C), updated December 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550390416005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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