Monmouth County and Matawan Borough property record for 12 Union St, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,087 sqft · built 1950 |
| Lot Size | 0.317 acres (13,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $381,000 (May 2013) |
| Tax Bill | $15,938 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00067-0000-00002 |
| Primary APN | 31-00067-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,087 sqft Living Area |
| 1st Floor Area | 3,087 sqft |
| Basement Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,800 sqft (0.317 acres) |
| Lot Dimensions | 184 ft deep x 75 ft wide |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 759 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 10210 |
|---|---|
| Street Address | 12 UNION ST |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Block | 67 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MATAWAN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 803100 |
12 Union St is owned by a company that bought it in May 2013.
Source: Monmouth County and Matawan Borough records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12 UNION ST, MATAWAN, NJ 07747-2812 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jan 18, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2013 · Amount on File |
| Deed Sale | May 10, 2013 · Amount on File |
| Prior Sale | Mar 4, 2009 · Amount on File |
| Deed Document Number | 201352649 |
| Deed Book / Page | 9013 / 1480 |
| Prior Transfer Date | Oct 30, 2008 |
| Prior Transfer Doc | 0087594651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 UNION ST, MATAWAN, NJ 07747-2812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0095151080 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 9515/1080 |
| Instrument | 2021084998 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 18, 2017 |
| Property Address | 12 UNION ST, MATAWAN, NJ 07747-2812 |
| Document Number | 0000006492 |
| Book / Page | 009208 / 005111 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 6492 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 UNION ST MATAWAN NJ 077472812, MATAWAN, NJ 07747-2812 |
| Document Number | 6493 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 009208/005116 |
| Instrument | 6493 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2047 |
The 2025 property tax bill for 12 Union St was $15,938, up 7% from the year before.
Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Matawan Borough |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $753,700 (-1.31%) Land $301,100 Building $452,600 | $753,700 (-1.31%) Land $301,100 Building $452,600 | |
| 2025 | $15,938.00 (+7%) | $763,700 Land $341,100 Building $422,600 | $763,700 Land $341,100 Building $422,600 |
| 2024 | $14,896.00 | ||
| 2023 | $658,900 Land $326,100 Building $332,800 | $658,900 Land $326,100 Building $332,800 | |
| 2022 | $13,430.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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