12 Union Ave, Norwalk, CT 06851 Property Records

Norwalk City property record for 12 Union Ave, Norwalk, CT 06851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,333 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jul 2024)
Tax Bill	$8,534 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:1 B:77 L:23`

Property Details

APN / Parcel Number

Primary APN	`D:1 B:77 L:23`
Alternative APNs	`NORW M:1 B:77 L:23` `NWLK M:1 B:77 L:23` `3094`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,333 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	742 sqft
Basement Area	676 sqft
Unfinished Basement	541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3094
Street Address	12 UNION AVE
City	NORWALK
State	CT
Zip	06851-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Block	77
Legal Lot Number	23
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1003
Census Tract	43400

Owner

Source: Norwalk City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 UNION AVE, NORWALK, CT 06851-3731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MUTUAL OF OMAHA MORTGAGE
May 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Nov 8, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	20246078
Deed Book / Page	9761 / 304
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	8912000288
Record Updated	Sep 20, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Jul 29, 2024
Property Address	12 UNION AVE, NORWALK, CT 06851-3731
Document Number	009761-304
Book / Page	9761 / 304
Instrument Date	Jul 24, 2024
Instrument	2024006078
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2024006079
Date	Jul 29, 2024
Instrument	2024006079

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	May 23, 2022
Property Address	12 UNION AVE, NORWALK, CT 06851-3731
Document Number	009471-326
Book / Page	9471 / 326
Instrument Date	May 18, 2022
Instrument	2022005834
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 GREYROCK PL APT 6005, 6005, STAMFORD, CT 06901-3150

Mortgage

Document Number	2022005835
Date	May 23, 2022
Instrument	2022005835

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWALK CT
Recording Date	Nov 8, 2019
Property Address	12 UNION AVE, NORWALK, CT 06851-3731
Document Number	8912-288
Book / Page	8912 / 288
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8912-291
Date	Nov 8, 2019
Book Page	8912/291

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,534.00	$357,060 (+61.32%) Land $132,160 Building $224,900	$249,942 Land $92,512 Building $157,430
2024	$8,534.00 (+53.71%)
2023	$5,552.00 (+2.19%)	$221,330 (-) Land $103,840 Building $117,490
2022	$5,433.00	$221,330 Land $103,840 Building $117,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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