Middlesex County and Pepperell Town property record for 12 Townsend St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,277 sqft · built 1999 |
| Lot Size | 0.303 acres (13,207 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,500 (Mar 2021) |
| Tax Bill | $8,373 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0021 B:0041 L:00000 |
| Primary APN | PEPP M:0021 B:0041 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,277 sqft Living Area |
| Gross Area | 4,151 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,207 sqft (0.303 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 TOWNSEND ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 41 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 327103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pepperell Center Historic District listed 1994 · 118 contributing resources · NRIS 94000812 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA) |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Mar 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAUREEN B COLLINS |
| Mar 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Prior Sale | Jun 28, 2016 · Amount on Record |
| Deed Book / Page | 77363 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085076-249 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 85076/249 |
| Instrument | 160967 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078534-226 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78534/226 |
| Instrument | 188817 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78534-226 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78534/226 |
| Instrument | 188817 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Mar 29, 2021 |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 77363-416 |
| Book / Page | 77363 / 416 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 69759 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 69760 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 69760 |
| Name | MAUREEN B COLLINS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Mar 6, 2020 |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 74247-448 |
| Book / Page | 074247 / 000448 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 34403 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 TOWNSEND ST PEPPERELL MA 014634219, PEPPERELL, MA 01463-4219 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Mar 6, 2020 |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 74250-91 |
| Book / Page | 074250 / 000091 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 34613 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 WILSON ST NASHUA NH 030604312, NASHUA, NH 03060-4312 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,373.00 (+0.92%) | $607,600 (+7.14%) Land $158,900 Building $448,700 | $611,279 (+38.97%) |
| 2025 | $8,297.00 (+8.88%) | $567,100 (+6.8%) Land $146,900 Building $420,200 | |
| 2024 | $7,620.00 (+3.57%) | $531,000 (+9.28%) Land $134,900 Building $396,100 | $439,850 |
| 2023 | $7,357.00 | $485,900 Land $113,900 Building $372,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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