Middlesex County and Pepperell Town property record for 12 Townsend St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,277 sqft · built 1999 |
| Lot Size | 0.303 acres (13,207 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,500 (Mar 2021) |
| Tax Bill | $8,373 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0021 B:0041 L:00000 |
| Primary APN | PEPP M:0021 B:0041 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,277 sqft Living Area |
| Gross Area | 4,151 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,207 sqft (0.303 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 TOWNSEND ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 41 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 327103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pepperell Center Historic District listed 1994 · 118 contributing resources · NRIS 94000812 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
12 Townsend St is owned and occupied by an individual who bought it in March 2021.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA) |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Mar 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAUREEN B COLLINS |
| Mar 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Prior Sale | Jun 28, 2016 · Amount on File |
| Deed Book / Page | 77363 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085076-249 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 85076/249 |
| Instrument | 160967 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078534-226 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78534/226 |
| Instrument | 188817 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78534-226 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78534/226 |
| Instrument | 188817 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Mar 29, 2021 |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 77363-416 |
| Book / Page | 77363 / 416 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 69759 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 69760 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 69760 |
| Name | MAUREEN B COLLINS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Mar 6, 2020 |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 74247-448 |
| Book / Page | 074247 / 000448 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 34403 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 TOWNSEND ST PEPPERELL MA 014634219, PEPPERELL, MA 01463-4219 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Mar 6, 2020 |
| Property Address | 12 TOWNSEND ST, PEPPERELL, MA 01463-4219 |
| Document Number | 74250-91 |
| Book / Page | 074250 / 000091 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 34613 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 WILSON ST NASHUA NH 030604312, NASHUA, NH 03060-4312 |
The 2026 property tax bill for 12 Townsend St was $8,373, up 0.9% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,373.00 (+0.92%) | $607,600 (+7.14%) Land $158,900 Building $448,700 | $611,279 |
| 2025 | $8,297.00 (+8.88%) | $567,100 (+6.8%) Land $146,900 Building $420,200 | |
| 2024 | $7,620.00 (+3.57%) | $531,000 (+9.28%) Land $134,900 Building $396,100 | $439,850 |
| 2023 | $7,357.00 | $485,900 Land $113,900 Building $372,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Townsend St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Townsend St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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