12 Towne Dr, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 12 Towne Dr, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,246 sqft · built 1992
Lot Size	2.95 acres (128,502 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Jun 2004)
Tax Bill	$11,098 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:1 B:24 L:12`

Property Details

APN / Parcel Number

Primary APN	`DERY M:1 B:24 L:12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,246 sqft
Basement Area	1,152 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	128,502 sqft (2.95 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 TOWNE DR
City	DERRY
State	NH
Zip	03038-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMDR
Legal Block	24
Legal Lot Number	12
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	4
Census Block	4003
Census Tract	3601

Owner

12 Towne Dr is owned and occupied by two individuals who bought it in June 2004.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 TOWNE DR, DERRY, NH 03038-4206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2004 · Amount on File
Deed Sale	Jun 28, 2004 · Amount on File
Deed Book / Page	4319 / 266
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	12 TOWNE DR, DERRY, NH 03038-4206
Document Number	0061481406
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 TOWNE DR DERRY NH 030384206, DERRY, NH 03038-4206

Mortgage

Document Number	0061481406
Date	Aug 5, 2020
Book Page	006148/001406
Instrument	39378

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Towne Dr was $11,098, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,098.00 (+1.61%)	$584,400 (-) Land $244,500 Building $339,900
2024	$10,922.00 (+10.03%)	$584,400 (+21.75%) Land $244,500 Building $339,900
2023	$9,926.00 (+8.61%)	$480,000 (-) Land $207,800 Building $272,200	$431,680
2022	$9,139.00	$480,000 Land $207,800 Building $272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Towne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Towne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20