Pawtucket City property record for 12 Tower St, Pawtucket, RI 02860
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 2,246 sqft · built 1900 |
| Lot Size | 0.099 acres (4,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,000 (Jun 2000) |
| Tax Bill | $4,926 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:54 L:0591 |
| Primary APN | PAWT M:54 L:0591 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Living Area |
| Gross Area | 3,829 sqft |
| 1st Floor Area | 936 sqft |
| Attic | Attic |
| Attic Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,300 sqft (0.099 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 540591 |
|---|---|
| Street Address | 12 TOWER ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-5291 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CG |
| Legal Lot Number | 591 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 16600 |
Source: Pawtucket City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 TOWER ST, PAWTUCKET, RI 02860-5291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION |
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2000 · Amount on Record |
| Deed Sale | Jun 28, 2000 · Amount on Record |
| Deed Book / Page | 1196 / 270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 12 TOWER ST, PAWTUCKET, RI 02860-5291 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 005032-263 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 5032/263 |
| Instrument | 32 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 12 TOWER ST, PAWTUCKET, RI 02860-5291 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004801-60 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 4801/60 |
| Instrument | 41 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 12 TOWER ST, PAWTUCKET, RI 02860-5291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4636-183 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 4636/183 |
| Instrument | 107 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,926.00 (+11.42%) | $374,600 (+43.52%) Land $106,900 Building $267,700 |
| 2023 | $4,421.00 (+2.17%) | $261,000 (-) Land $71,300 Building $189,700 |
| 2022 | $4,327.00 | $261,000 Land $71,300 Building $189,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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