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12 Timber Ter, Cary, IL 60013 Property Records

McHenry County property record for 12 Timber Ter, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Lot Size0.006 acres (288 sqft)
OwnerIndividual Name on File
Last Sale$117,000 (Mar 2018)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-151-030

Property Details

APN / Parcel Number

Primary APN19-12-151-030

Exterior

Lot Area288 sqft (0.006 acres)
Lot Dimensions24 ft deep x 12 ft wide

Location & Zoning

Street Address12 TIMBER TER
CityCARY
StateIL
Zip60013-1555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0007073 LT 2 BLK 111 BRIGHT OAKS UNIT 2
Legal Range08E
Legal Township43N
Legal Section12
Legal SubdivisionBRIGHT OAKS 02
Legal Block111
Legal Lot Number2
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1022
Census Tract871304

Owner

12 Timber Ter is owned by an individual who bought it in March 2018.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address12 TIMBER TER, CARY, IL 60013-1555
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2018 · Amount on File
Deed SaleMar 7, 2018 · Amount on File
Prior SaleJun 20, 2011
Deed Document NumberQUIT CLAIM DEED
Record UpdatedJun 7, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 7, 2018
Property Address12 TIMBER TER, CARY, IL 60013-1555
Document Number0000007073
Instrument DateMar 2, 2018
Instrument7073
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1581 HAVERFORD DR ALGONQUIN IL 601023295, ALGONQUIN, IL 60102-3295

Mortgage

Document Number7074
DateMar 7, 2018
Instrument7074
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 6, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$4,406 Land $1,736 Building $2,670$13,218 Land $5,208 Building $8,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Timber Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2001–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Timber Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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