12 Thunder Rd, Holbrook, NY 11741 Property Records

Suffolk County and Islip Town property record for 12 Thunder Rd, Holbrook, NY 11741

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$10,590 (2024)
Deeds & Mortgages	Mar 2022 Refinance Jul 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`472889 196.-3-14`

Property Details

APN / Parcel Number

Primary APN	`472889 196.-3-14`
Alternative APNs	`0500-196.00-03.00-014.000` `288919600000030140000000` `472800409910` `774374`

Exterior

Lot Area	11,761 sqft (0.27 acres)
Lot Width	85 ft Width

Location & Zoning

Account Number	774374
Street Address	12 THUNDER RD
City	HOLBROOK
State	NY
Zip	11741-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA278
Legal Description	X2263555Y202988 T034H00000000
Legal Block	6000
Legal Lot Number	300
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1007
Census Tract	146620

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12 THUNDER RD, HOLBROOK, NY 11741-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 23, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 7, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI QUICKEN LNS
Apr 23, 2018	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 30, 2009
Transfer Doc	0126060729
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 THUNDER RD, HOLBROOK, NY 11741-4424
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233970247
Date	Mar 25, 2022
Book Page	23397/247
Instrument	DM073465

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Apr 1, 2041

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 THUNDER RD, HOLBROOK, NY 11741-4424
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233020127
Date	Jul 20, 2021
Book Page	23302/127
Instrument	DM024426

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Aug 1, 2045

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 THUNDER RD, HOLBROOK, NY 11741-4424
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229190274
Date	Apr 23, 2018
Book Page	22919/274
Instrument	18-0073333

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 THUNDER RD, HOLBROOK, NY 11741-4424
Document Number	0231400835
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 THUNDER RD HOLBROOK NY 117414424, HOLBROOK, NY 11741-4424

Mortgage

Document Number	0231400835
Date	Jun 4, 2020
Book Page	023140/000835

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 3, 2047

April 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	12 THUNDER RD, HOLBROOK, NY 11741-4424
Document Number	0231400836
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 THUNDER RD HOLBROOK NY 117414424, HOLBROOK, NY 11741-4424

Mortgage

Document Number	0231400836
Date	Jun 4, 2020
Book Page	023140/000836

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Jun 3, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Recording Date	Apr 23, 2018
Property Address	12 THUNDER RD, HOLBROOK, NY 11741-4424
Document Number	0229190275
Book / Page	022919 / 000275
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 THUNDER RD HOLBROOK NY 117414424, HOLBROOK, NY 11741-4424

Mortgage

Document Number	229190275
Date	Apr 23, 2018
Book Page	022919/000275

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Sachem Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,500 (-) Land $10,400 Building $33,100	$612,676 (-) Land $146,479 Building $466,197
2024	$10,590.00		$612,676 (+2.54%) Land $146,479 Building $466,197
2023		$43,500 Land $10,400 Building $33,100	$597,527 Land $142,857 Building $454,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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