Westchester County and Rye City property record for 12 Thorne Pl, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1970 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,285,000 (Nov 2020) |
| Tax Bill | $30,137 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan Oct 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-18-3-38 |
| Primary APN | 551400 146-18-3-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | Central |
|---|
| Street Address | 12 THORNE PL |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | MAP OF RYEWOODS MANOR |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 GREENWAY RD, RYE, NY 10580-1909 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Oct 16, 2025 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Jun 8, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Nov 9, 2020 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Prior Sale | Jan 24, 2000 · Amount on Record |
| Deed Document Number | 2020603073351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 THORNE PL, RYE, NY 10580-2636 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 THORNE PL, RYE, NY 10580-2636 |
| Document Number | 0660053092 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 660053092 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 THORNE PL, RYE, NY 10580-2636 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12 THORNE PL, RYE, NY 10580-2636 |
| Document Number | 0652893409 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 652893409 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 THORNE PL, RYE, NY 10580-2636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0581593186 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 581593186 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | RYE, NY 10580 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 9, 2020 |
| Property Address | 12 THORNE PL, RYE, NY 10580-2636 |
| Document Number | 0603073351 |
| Map Reference | MAP 16635 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 603073351 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 THOME PLACE, 12, RYE, NY 10580 |
| Name | Verified Name |
|---|---|
| Address | 16 GREENWAY RD, RYE, NY 10580-1909 |
| Document Number | 0603103413 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 603103413 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,137.00 | $18,900 (-) Land $6,550 Building $12,350 | $1,601,695 (+6.78%) Land $555,085 Building $1,046,610 |
| 2024 | $18,900 (-) Land $6,550 Building $12,350 | $1,500,000 (+2.38%) Land $519,841 Building $980,159 | |
| 2023 | $18,900 Land $6,550 Building $12,350 | $1,465,116 Land $507,752 Building $957,364 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 50 (1978–2024) |
| Claims Outside the SFHA | 29 of 50 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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