12 Thoreau Rd, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 12 Thoreau Rd, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,632 sqft · built 1959
Lot Size	0.889 acres (38,712 sqft)
Owner	Individual Name on File
Last Sale	$1,403,000 (Nov 2016)
Tax Bill	$25,309 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0069 L:000122`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0069 L:000122`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	5,911 sqft
1st Floor Area	1,832 sqft
Basement Area	1,693 sqft
Unfinished Basement	1,693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,712 sqft (0.889 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 THOREAU RD
City	LEXINGTON
State	MA
Zip	02420-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	122
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1002
Census Tract	358500

Owner

12 Thoreau Rd is owned and occupied by an individual who bought it in November 2016.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 THOREAU RD, LEXINGTON, MA 02420-1942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · ARM DIRECT CU
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Jan 26, 2017	Deed of Trust, Mortgage · Closed-End Mortgage WEBSTER BANK
Jun 26, 2020	Deed of Trust, Mortgage · ARM TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2016 · Amount on File
Deed Sale	Nov 7, 2016 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Book / Page	68361 / 480
Transfer Doc	068361-480
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	12 THOREAU RD, LEXINGTON, MA 02420-1942
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079557-245
Date	Jan 19, 2022
Book Page	79557/245
Instrument	10235

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Feb 1, 2032
Index	1-Year CMT

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	12 THOREAU RD, LEXINGTON, MA 02420-1942
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079557-262
Date	Jan 19, 2022
Book Page	79557/262
Instrument	10236

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	12 THOREAU RD, LEXINGTON, MA 02420-1942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68818-501
Date	Jan 26, 2017
Book Page	68818/501
Instrument	14902

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	12 THOREAU RD, LEXINGTON, MA 02420-1942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74974-221
Date	Jun 26, 2020
Book Page	74974/221
Instrument	100742

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2027
Index	LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 12 Thoreau Rd was $25,309, up 3.8% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,309.00 (+3.78%)	$2,056,000 (+3.11%) Land $847,000 Building $1,209,000	$2,219,485 (-)
2025	$24,387.00 (+1.83%)	$1,994,000 (+1.99%) Land $807,000 Building $1,187,000	$2,219,485 (+3.55%)
2024	$23,949.00 (+1.56%)	$1,955,000 (+7.77%) Land $769,000 Building $1,186,000	$2,143,485
2023	$23,582.00	$1,814,000 Land $700,000 Building $1,114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Thoreau Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 7 claims Severe Storms And Flooding, Mar 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Thoreau Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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