12 Thomas St, Paterson, NJ 07503 Property Records

Passaic County and Paterson City property record for 12 Thomas St, Paterson, NJ 07503

Property Summary

Property Type	Single Family Home
Details	958 sqft · built 1700
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Aug 2005)
Tax Bill	$6,541 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-06708-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`08-06708-0000-00022`
Alternative APN	`08K1232000000030`

Interior

Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08K1232000000030
Street Address	12 THOMAS ST
City	PATERSON
State	NJ
Zip	07503-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6708
Legal Lot Number	22
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1004
Census Tract	183001

Owner

12 Thomas St is owned and occupied by two individuals who bought it in August 2005.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 THOMAS ST, PATERSON, NJ 07503-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2005 · Amount on File
Deed Sale	Aug 2, 2005 · Amount on File
Deed Book / Page	1050 / 284
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 THOMAS ST, PATERSON, NJ 07503-2313
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044702
Date	Jul 12, 2021
Book Page	M17270/22
Instrument	2021044702

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12 Thomas St was $6,541, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,900 (+152.77%) Land $158,000 Building $151,900	$309,900 (+152.77%) Land $158,000 Building $151,900
2025	$6,541.00 (+4.72%)	$122,600 Land $41,500 Building $81,100	$122,600 Land $41,500 Building $81,100
2024	$6,246.00
2023		$122,600 Land $41,500 Building $81,100	$122,600 Land $41,500 Building $81,100
2022	$5,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20