12 Thistle Ln, Middletown, CT 06457 Property Records

Middletown City property record for 12 Thistle Ln, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1997
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2010)
Tax Bill	$9,803 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:45 L:0013`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:45 L:0013`
Alternative APN	`R13740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,684 sqft
Basement Area	1,684 sqft
Unfinished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R13740
Street Address	12 THISTLE LN
City	MIDDLETOWN
State	CT
Zip	06457-5585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	13
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1012
Census Tract	680200

Owner

12 Thistle Ln is owned and occupied by two individuals who bought it in September 2010.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 THISTLE LN, MIDDLETOWN, CT 06457-5585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2010 · Amount on File
Deed Sale	Sep 27, 2010 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Book / Page	1708 / 121
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 18, 2026
Property Address	12 THISTLE LN, MIDDLETOWN, CT 06457-5585
Document Number	2159000422
Book / Page	2159 / 422
Instrument Date	Sep 17, 2026
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 THISTLE LN, MIDDLETOWN, CT 06457-5585

Mortgage

Document Number	2159000422,
Date	Sep 18, 2026
Book Page	2159/422

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 17, 2026
Property Address	12 THISTLE LN, MIDDLETOWN, CT 06457-5585
Document Number	2159000390
Book / Page	2159 / 390
Instrument Date	Sep 13, 2026
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 THISTLE LN, MIDDLETOWN, CT 06457-5585

Mortgage

Document Number	2159000390,
Date	Sep 17, 2026
Book Page	2159/390

Lender

Name	LIBERTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	12 THISTLE LN, MIDDLETOWN, CT 06457-5585
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002031-915
Date	Dec 22, 2021
Book Page	2031/915
Instrument	3669060015

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 12 Thistle Ln was $9,803.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,803.00	$253,890 (-) Land $77,430 Building $176,460	$475,917 (+167.79%)
2025		$253,890 (-) Land $77,430 Building $176,460	$177,723 Land $54,201 Building $123,522
2024	$9,397.00 (+4.53%)	$253,890 (-) Land $77,430 Building $176,460
2023	$8,990.00 (+13.93%)	$253,890 (+32.73%) Land $77,430 Building $176,460
2022	$7,891.00	$191,280 Land $57,360 Building $133,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Thistle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Thistle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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