12 Thaxted Ln, Middlesboro, KY 40965 Property Records

Bell County property record for 12 Thaxted Ln, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,374 sqft · built 1986
Owner	2 Individual Names on Record
Last Sale	$134,000 (Feb 2017)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Nov 2006 Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-20-00-051.00`

Property Details

APN / Parcel Number

Primary APN	`068-20-00-051.00`
Alternative APNs	`12343` `1896`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Attached
Garage Area	572 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	12343
Street Address	12 THAXTED LN
City	MIDDLESBORO
State	KY
Zip	40965-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 CASTLECOMBE; AMBLESIDE
Legal Subdivision	CASTLECOMBE
Legal Lot Number	33
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1015
Census Tract	960800

Owner

Source: Bell County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 ABBEY CT, MIDDLESBORO, KY 40965-9427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2006	Deed of Trust, Mortgage NATIONAL BANK AND TRUST CO
Apr 13, 2023	Deed, Transfer
Feb 1, 2017	Survivorship Deed, Transfer · FHA Mortgage PEOPLES HOME EQUITY INC
Nov 2, 2010	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	2017545
Deed Book / Page	373 / 185
Prior Transfer Date	Oct 28, 2010
Prior Transfer Doc	00D350/476
Record Updated	Sep 20, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	12 THAXTED LN, MIDDLESBORO, KY 40965-9438
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M256/737
Date	Nov 7, 2006
Book Page	M256/737

Lender

Name	NATIONAL BANK AND TRUST CO

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Oct 23, 2016

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Apr 13, 2023
Property Address	12 THAXTED LN, MIDDLESBORO, KY 40965-9438
Document Number	000D401/32
Book / Page	D401 / 32
Instrument Date	Apr 11, 2023
Instrument	195934
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 THAXTED LN, MIDDLESBORO, KY 40965-9438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 THAXTED LN, MIDDLESBORO, KY 40965-9438

February 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BELL KY
Recording Date	Feb 1, 2017
Property Address	12 THAXTED LN, MIDDLESBORO, KY 40965-9438
Document Number	00D373/185
Book / Page	D373 / 185
Instrument Date	Dec 15, 2016
Instrument	170545
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ACUTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 TERRAN LN, LONDON, KY 40744-6449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12 THAXTED LN, MIDDLESBORO, KY 40965-9438

Mortgage

Document Number	0000170546
Date	Feb 1, 2017
Instrument	170546

Lender

Name	PEOPLES HOME EQUITY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2047

November 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Nov 2, 2010
Property Address	12 THAXTED LN, MIDDLESBORO, KY 40965-9438
Document Number	00D350/476
Book / Page	D350 / 476
Instrument Date	Oct 28, 2010
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00 (+82.83%)	$240,000 (+79.1%) Land $240,000	$240,000 (+79.1%) Land $240,000
2023	$1,567.00	$134,000	$134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 80% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Eastern Telephone & Technologies, Verizon.

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