12 Terry St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 12 Terry St, Gorham, ME 04038 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2009
Square Footage	2,592 sqft Living Area
Lot Size	60,113 sqft (1.38 acres)
Occupancy	Owner Occupied
Last Sale	$219,000 (2010)
Tax Bill	$7,018.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`89-0039-0002`
Alternative APN	`GRHM M:089 B:039 L:002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,592 sqft Living Area
Gross Area	5,356 sqft Gross Area
1st Floor	884 sqft 1st Floor
Basement Area	884 sqft Basement
Unfinished Basement	884 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	60,113 sqft (1.38 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	89-0039-0002
Street Address	12 TERRY ST
City	GORHAM
State	ME
Zip	04038-2439
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	ROADWAY EXT
Legal Block	39
Legal Lot Number	2
Jurisdiction	GORHAM ME
Minor Civil Division	GORHAM
Census Blockgroup	2
Census Block	2009
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records · APN 89-0039-0002

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 TERRY ST, GORHAM, ME 04038-2439
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2010 · Amount on Record
Deed Sale	Nov 09, 2010 · Amount on Record
Deed Book / Page	28251 / 223
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 TERRY ST, GORHAM, ME 04038-2439
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373600047
Date	Oct 29, 2020
Book Page	37360/47
Instrument	69490

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,018.00 (+0.67%)	$474,200 (-) Land $75,400 Building $398,800
2024	$6,971.00 (+14.43%)	$474,200 (+0.02%) Land $75,400 Building $398,800
2022	$6,092.00	$474,100 Land $75,400 Building $398,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.