12 Terri Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 12 Terri Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,778 sqft · built 2009
Lot Size0.197 acres (8,558 sqft)
Owner2 Individual Names on Record
Last Sale$770,000 (Oct 2021)
Tax Bill$11,040 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-290-055-7

Property Details

APN / Parcel Number

Primary APN041-290-055-7
Alternative APN
  • 041-290-055

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,778 sqft Living Area
1st Floor Area1,778 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area8,558 sqft (0.197 acres)
Garage TypeAttached
Garage Area577 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address12 TERRI CT
CityOAKLEY
StateCA
Zip94561-3992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7760 L136
Legal SubdivisionAMBERWOOD #8 SUB 7760
Legal Tract7760
Legal Lot Number136
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1015
Census Tract302013

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 TERRI CT, OAKLEY, CA 94561-3992
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 28, 2021Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleSep 20, 2013 · Amount on Record
Deed Document Number2021302683
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address12 TERRI CT, OAKLEY, CA 94561-3992
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000131095
DateAug 16, 2019
Instrument2019-131095
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address12 TERRI CT, OAKLEY, CA 94561-3992
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067424
DateApr 9, 2020
Instrument2020-067424
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address12 TERRI CT, OAKLEY, CA 94561-3992
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 TERN CT, OAKLEY, CA 94561

Mortgage

Document Number0000087536
DateMar 23, 2021
Instrument2021-087536
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 28, 2021
Property Address12 TERRI CT, OAKLEY, CA 94561-3992
Document Number0000302683
Map ReferenceMB 429 PG 20
Instrument DateOct 22, 2021
Instrument2021-302683
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12 TERRI CT, OAKLEY, CA 94561-3992

Mortgage

Document Number0000302684
DateOct 28, 2021
Instrument2021-302684
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$833,471 (+2%) Land $184,013 Building $649,458
2025$11,040.00 (+5.12%) Homeowner's exemption$817,129 (+4.04%) Land $180,405 Building $636,724
2023$10,502.00 (+1.92%) Homeowner's exemption$785,400 Land $173,400 Building $612,000
2022$10,304.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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