Essex County and Lynnfield Town property record for 12 Temple Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,104 sqft · built 2020 |
| Lot Size | 0.356 acres (15,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,575,000 (Oct 2024) |
| Tax Bill | $11,559 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0041 B:0000 L:0459 |
| Primary APN | LYNF M:0041 B:0000 L:0459 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,104 sqft Living Area |
| Gross Area | 4,460 sqft |
| Basement Area | 2,050 sqft |
| Finished Basement | 1,270 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 15,520 sqft (0.356 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 TEMPLE RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 459 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 TEMPLE RD, LYNNFIELD, MA 01940-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MONEY MAXIT LLC |
| Jun 11, 2021 | Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO |
| Mar 9, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on Record |
| Deed Sale | Oct 1, 2024 · Amount on Record |
| Prior Sale | Mar 9, 2021 · Amount on Record |
| Deed Document Number | 20242370 |
| Deed Book / Page | 42353 / 427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 12 TEMPLE RD, LYNNFIELD, MA 01940-2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 041991-402 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 41991/402 |
| Instrument | 20240221001300 |
| Name | MONEY MAXIT LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 12 TEMPLE RD, LYNNFIELD, MA 01940-2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039972-436 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 39972/436 |
| Instrument | 20210611005430 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2028 |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Mar 9, 2021 |
| Property Address | 12 TEMPLE RD, LYNNFIELD, MA 01940-2020 |
| Document Number | 39625-380 |
| Book / Page | 39625 / 380 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 20210309002050 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 TEMPLE RD, LYNNFIELD, MA 01940-2020 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,559.00 (+4.24%) | $1,094,600 (+3.74%) Land $564,200 Building $530,400 | $1,491,690 |
| 2024 | $11,089.00 (+54.77%) | $1,055,100 (+66.39%) Land $542,500 Building $512,600 | |
| 2023 | $7,165.00 | $634,100 Land $514,500 Building $119,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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