12 Talcott Rd, Rye Brook (Port Chester), NY 10573 Property Records

Westchester County and Rye Town property record for 12 Talcott Rd, Rye Brook, NY 10573

Property Summary

Property TypeCondominium Development
Details3 bd · 2.5 ba · 1,896 sqft · built 1978
Lot Size0.167 acres (7,271 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Jun 2017)
Tax Bill$37,601 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jan 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN554805 135.49-1-15

Property Details

APN / Parcel Number

Primary APN554805 135.49-1-15
Alternative APNs
  • 480513504900010150000000
  • 00009181000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,896 sqft Total Area
1st Floor Area1,896 sqft
Basement Area1,046 sqft
Finished Basement1,046 sqft
Unfinished Basement1,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Exterior MaterialWood
Lot Area7,271 sqft (0.167 acres)
Lot Dimensions111 ft deep x 78 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area688 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00009181000
Street Address12 TALCOTT RD
CityRYE BROOK
StateNY
Zip10573-1421
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium Development
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number15.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group4
Census Block4009
Census Tract8302

Owner

Source: Westchester County and Rye Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 TALCOTT RD, RYE BROOK, NY 10573-1421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 11, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDHILL FINANCIAL CORP
Dec 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GUARDHILL FINANCIAL CORP
Jun 28, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Deed Document Number2017571713679
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address12 TALCOTT RD, RYE BROOK, NY 10573-1421
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 TALCOTT RD, RYE BROOK, NY 10573-1421

Mortgage

Document Number0652823349
DateOct 9, 2025
Instrument652823349
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 30, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address12 TALCOTT RD, RYE BROOK, NY 10573-1421
Transaction TypeMortgage
Record UpdatedJan 18, 2023
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 TALCOTT RD, RYE BROOK, NY 10573-1421

Mortgage

Document Number0630113355
DateJan 11, 2023
Instrument630113355
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 2, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address12 TALCOTT RD, RYE BROOK, NY 10573-1421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyKISS ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0593643105
DateDec 30, 2019
Instrument593643105
Lender
NameGUARDHILL FINANCIAL CORP
TypeMortgage Company
AddressNEW YORK, NY 10017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address12 TALCOTT RD, RYE BROOK, NY 10573-1421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyKISS ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0593643106
DateDec 30, 2019
Instrument593643106
Lender
NameGUARDHILL FINANCIAL CORP
TypeMortgage Company
AddressNEW YORK, NY 10017
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionWESTCHESTER NY
Recording DateJun 28, 2017
Property Address12 TALCOTT RD, RYE BROOK, NY 10573-1421
Document Number0571713679
Instrument DateJun 26, 2017
Instrument571713679
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

AmountAmount Recorded
Tax$2,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 VALLEY PL, 6, HARRISON, NY 10528-1206

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LEFFERTS RD, GARDEN CITY, NY 11530-1731

Tax Assessment & Valuation

Source: Westchester County and Rye Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionRye Town
MunicipalityRye Brook Village
Unified School DistrictBlind Brook-Rye Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,601.00$1,000,500 (+2%) Land $466,000 Building $534,500$1,000,500 (+2%) Land $466,000 Building $534,500
2024$980,900 (+3%) Land $466,000 Building $514,900$980,900 (+3%) Land $466,000 Building $514,900
2023$952,300 Land $443,800 Building $508,500$952,300 Land $443,800 Building $508,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies178 units insured
incl. 135 condo units
Nearby Flood Claims71 (1978–2021)
Claims Outside the SFHA15 of 71
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 27 claims
  • Hurricane Irene, Aug 2011 · 11 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

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