12 Talbott Ct, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 12 Talbott Ct, Mission Viejo, CA 92694 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2003
Square Footage3,844 sqft Living Area
Lot Size10,691 sqft (0.245 acres)
Garage650 sqft
OccupancyOwner Occupied
Tax Bill$19,545.00 (2025)

Property Details

APN / Parcel Number

Primary APN741-073-19

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,844 sqft Living Area

Exterior

Year BuiltBuilt 2003
Lot Area10,691 sqft (0.245 acres)
Parking Spaces3 Parking Spaces
Garage Area650 sqft Garage
Pool TypePool with Hot Tub/Spa Pool Type

Location & Zoning

Street Address12 TALBOTT CT
CityMISSION VIEJO
StateCA
Zip92694-1086
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 16246 BLK LOT 25
Legal Tract16246
Legal Lot Number25
JurisdictionORANGE CA
Minor Civil DivisionMISSION VIEJO
Census Blockgroup1
Census Block1009
Census Tract32059

Owner

Source: Orange County records · APN 741-073-19

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address12 TALBOTT CT, LADERA RANCH, CA 92694-1086
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleOct 06, 2010
Last Transfer DateOct 12, 2010
Transfer Doc0000511590
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address12 TALBOTT CT, MISSION VIEJO, CA 92694-1086
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 TALBOTT CT, LADERA RANCH, CA 92694-1086

Mortgage

Document Number0000232151
DateJun 30, 2022
Instrument2022000232151
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address12 TALBOTT CT, MISSION VIEJO, CA 92694-1086
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 TALBOTT CT, LADERA RANCH, CA 92694-1086

Mortgage

Document Number0000324051
DateMay 17, 2021
Instrument2021000324051
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address12 TALBOTT CT, MISSION VIEJO, CA 92694-1086
Document Number0000003941
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12 TALBOTT CT LADERA RANCH CA 926941086, LADERA RANCH, CA 92694-1086

Mortgage

Document Number0000003941
DateJan 06, 2020
Instrument3941
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 05, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$19,545.00 (+3.63%) Homeowner's exemption$1,403,611 (+4.04%) Land $753,769 Building $649,842
2023$18,860.00 (-1.19%) Homeowner's exemption$1,349,108 Land $724,500 Building $624,608
2022$19,087.00

Flood & Wildfire

12 Talbott Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 11th in California
Wildfire LikelihoodLow — about 1 in 4,167 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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