Hamilton County property record for 12 Sylvan Ln, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,958 sqft · built 1987 |
| Lot Size | 0.037 acres (1,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Apr 2023) |
| Tax Bill | $15,714 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0010-0118-00 |
| Primary APN | 592-0010-0118-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,958 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 2,550 sqft |
| Upper Floors Area | 1,126 sqft |
| Basement Area | 1,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,655 sqft (0.037 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12 SYLVAN LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS SYLVAN LANE 0.305870 AC R1-T3-S8 PT LOT 7 I B RIDDLES SUB PARS 118 & 174 CONS |
| Legal Range | 01 |
| Legal Township | 03 |
| Legal Section | 08 |
| Legal Subdivision | I B RIDDLES SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 22601 |
12 Sylvan Ln is owned and occupied by an individual who bought it in April 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12 SYLVAN LN, CINCINNATI, OH 45215-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| May 23, 2019 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Prior Sale | May 23, 2019 · Amount on File |
| Deed Document Number | 0000022082 |
| Deed Book / Page | 14886 / 740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 3, 2023 |
| Property Address | 12 SYLVAN LN, CINCINNATI, OH 45215-4229 |
| Document Number | 0000022082 |
| Book / Page | 14886 / 740 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2023-0022082 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 SYLVAN LN, CINCINNATI, OH 45215-4229 |
| Document Number | 0000022083 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023-0022083 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 SYLVAN LN, CINCINNATI, OH 45215-4229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003851 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 17-0003851 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 SYLVAN LN, CINCINNATI, OH 45215-4229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000024204 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 14362/3231 |
| Instrument | 2021-0024204 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 SYLVAN LN, CINCINNATI, OH 45215-4229 |
| Document Number | 0000017397 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 SYLVAN LN CINCINNATI OH 452154229, CINCINNATI, OH 45215-4229 |
| Document Number | 0000017397 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 014108/002114 |
| Instrument | 17397 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 23, 2019 |
| Property Address | 12 SYLVAN LN, CINCINNATI, OH 45215-4229 |
| Document Number | 0000040097 |
| Book / Page | 013924 / 001302 |
| Instrument Date | May 23, 2019 |
| Instrument | 40097 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,116.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 SYLVAN LN CINCINNATI OH 452154229, CINCINNATI, OH 45215-4229 |
| Document Number | 40098 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 013924/001304 |
| Instrument | 40098 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12 Sylvan Ln was $15,714, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,714.00 (+2.44%) | $258,251 (-) Land $51,030 Building $207,221 | |
| 2024 | $15,339.00 (+8.46%) | $258,251 (-) Land $51,030 Building $207,221 | |
| 2023 | $14,143.00 (+12.78%) | $258,251 (+39.48%) Land $51,030 Building $207,221 | $737,860 Land $145,800 Building $592,060 |
| 2022 | $12,540.00 Homeowner's exemption | $185,150 Land $33,369 Building $151,781 | |
| 2020 | $529,000 Land $95,340 Building $433,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Sylvan Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1982–2018) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Sylvan Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures