12 Swarthmore Rd, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 12 Swarthmore Rd, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,072 sqft · built 1964
Lot Size	0.461 acres (20,060 sqft)
Owner	Trust Name on File
Last Sale	$2,456,000 (Oct 2021)
Tax Bill	$25,191 (2026)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:088 R:048 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:088 R:048 S`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	20,060 sqft (0.461 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 SWARTHMORE RD
City	WELLESLEY
State	MA
Zip	02482-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR20
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	1
Census Block	1017
Census Tract	404400

Owner

12 Swarthmore Rd is owner-occupied and held in a trust since November 2021.

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Oct 9, 2019	Deed of Trust, Mortgage BAXTER CU
Mar 22, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Book / Page	39974 / 563
Last Transfer Date	Nov 24, 2021
Transfer Doc	040108-491
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Nov 29, 2021
Property Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609
Document Number	040108-491
Book / Page	40108 / 491
Instrument Date	Nov 24, 2021
Instrument	149718
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Oct 19, 2021
Property Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609
Document Number	39974-563
Book / Page	39974 / 563
Instrument Date	Oct 19, 2021
Instrument	133685
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609

Mortgage

Document Number	133686
Date	Oct 19, 2021
Instrument	133686

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609
Document Number	37268-273
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SWARTHMORE RD WELLESLEY MA 024826609, WELLESLEY, MA 02482-6609

Mortgage

Document Number	37268-273
Date	Oct 23, 2019
Book Page	037268/000273
Instrument	96675

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Mar 22, 2019
Property Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609
Document Number	36680-548
Book / Page	36680 / 548
Instrument Date	Mar 20, 2019
Instrument	20739
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SWARTHMORE RD, WELLESLEY, MA 02482-6609

Mortgage

Document Number	20740
Date	Mar 22, 2019
Instrument	20740

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Swarthmore Rd was $25,191, up 6.5% from the year before.

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,191.00 (+6.5%)	$2,477,000 (+7.65%) Land $1,297,000 Building $1,180,000	$2,658,144 (-12.42%)
2025	$23,654.00 (+2.86%)	$2,301,000 (+4.16%) Land $1,241,000 Building $1,060,000	$3,034,965 (+9.84%)
2024	$22,996.00 (+0.07%)	$2,209,000 (+10.06%) Land $1,184,000 Building $1,025,000	$2,763,170
2023	$22,980.00	$2,007,000 Land $1,083,000 Building $924,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Swarthmore Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1978–2019)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Swarthmore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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