12 Swampscott Ln, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 12 Swampscott Ln, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,749 sqft · built 1999
Lot Size	3.99 acres (174,153 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (Oct 2013)
Tax Bill	$6,707 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINM M:11 B:20`

Property Details

APN / Parcel Number

Primary APN	`WINM M:11 B:20`
Alternative APNs	`011020000000` `B6487R` `K1804R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
Gross Area	4,470 sqft
1st Floor Area	1,749 sqft
Basement Area	1,749 sqft
Unfinished Basement	1,749 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,153 sqft (3.99 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	K1804R
Street Address	12 SWAMPSCOTT LN
City	WINDHAM
State	ME
Zip	04062-4765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR/LR
Legal Block	20
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	2
Census Block	2014
Census Tract	4803

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Swampscott Ln is owned and occupied by an individual who bought it in October 2013.

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12 SWAMPSCOTT LN, WINDHAM, ME 04062-4765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 1, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2013 · Amount on File
Deed Sale	Oct 8, 2013 · Amount on File
Deed Document Number	201363094
Deed Book / Page	31082 / 215
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	12 SWAMPSCOTT LN, WINDHAM, ME 04062-4765
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0404440273
Date	Oct 27, 2023
Book Page	40444/273
Instrument	39143

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	12 SWAMPSCOTT LN, WINDHAM, ME 04062-4765
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0388060176
Date	Oct 22, 2021
Book Page	38806/176
Instrument	76082

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	12 SWAMPSCOTT LN, WINDHAM, ME 04062-4765
Document Number	0371600001
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 SWAMPSCOTT LN WINDHAM ME 040624765, WINDHAM, ME 04062-4765

Mortgage

Document Number	0371600001
Date	Sep 10, 2020
Book Page	037160/000001
Instrument	56280

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Swampscott Ln was $6,707, up 5.2% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,707.00 (+5.16%)	$556,100 (-) Land $147,100 Building $409,000
2024	$6,378.00 (+8.1%)	$556,100 (+5.56%) Land $147,100 Building $409,000
2023	$5,900.00 (+8.62%)	$526,800 (+12.59%) Land $136,800 Building $390,000
2022	$5,432.00	$467,900 Land $121,400 Building $346,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Swampscott Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Swampscott Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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