Monroe County property record for 12 Swallow Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1974 |
| Lot Size | 0.099 acres (4,336 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,624 (2024) |
| Deeds & Mortgages | Jan 2024 Sale Feb 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00532701-041000 |
| Primary APN | 00532701-041000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 732 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 4,336 sqft (0.099 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 501 sqft |
| Deck Area | 12 sqft |
| Patio Area | 12 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1655970 |
|---|---|
| Old Parcel Number | 01613900532701041000 |
| Street Address | 12 SWALLOW RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3033 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 14 LT 21 SEXTON COVE ESTATES - RESUBDIVISION KEY LARGO PB6-30 OR557-789 OR918-1953L/E OR1161-1146 OR1716-1678 OR1767-1656 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | SEXTON COVES ESTATES |
| Legal Block | 14 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12 SWALLOW RD, KEY LARGO, FL 33037-3033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed, Transfer |
| Feb 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage JOEL & YALILI COSSIO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 |
| Deed Sale | Jan 22, 2024 |
| Prior Sale | Dec 3, 2012 · Amount on Record |
| Deed Document Number | 2448477 |
| Deed Book / Page | 3259 / 844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 22, 2024 |
| Property Address | 12 SWALLOW RD, KEY LARGO, FL 33037-3033 |
| Document Number | 0032590844 |
| Book / Page | 3259 / 844 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2448477 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 SWALLOW RD, KEY LARGO, FL 33037-3033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 15, 2019 |
| Property Address | 12 SWALLOW RD, KEY LARGO, FL 33037-3033 |
| Document Number | 0029490999 |
| Book / Page | 002949 / 000999 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 2206845 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | SUNSHINE TITLE/THE KEYS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 SWALLOW RD KEY LARGO FL 330373033, KEY LARGO, FL 33037-3033 |
| Document Number | 29491005 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 002949/001005 |
| Instrument | 2206847 |
| Name | JOEL & YALILI COSSIO |
|---|---|
| Address | 104475 OVERSEAS HWY, KEY LARGO, FL 33037-4822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 14, 2024 |
| Rate | 6% |
|---|
| Document Number | 29491001, |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 002949/001001 |
| Instrument | 2206846 |
| Name | CARLOS & ADELINA BARRIOS |
|---|
| Amount | Amount Recorded |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,980 (+5.99%) | $273,617 (+0.84%) Land $211,900 Building $61,717 | |
| 2024 | $1,624.00 (+7.41%) | ||
| 2023 | $1,512.00 (+3.99%) Homeowner's exemption | $138,678 (+3%) | $271,346 (+30.43%) Land $214,502 Building $56,844 |
| 2022 | $1,454.00 Homeowner's exemption | $134,639 | $208,046 Land $165,852 Building $42,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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