12 Surrey Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 12 Surrey Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,402 sqft · built 1988
Lot Size	0.674 acres (29,359 sqft)
Owner	2 Company Names on Record
Last Sale	$1,600,000 (Apr 2020)
Tax Bill	$20,498 (2026)
Deeds & Mortgages	Apr 2021 Transfer Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:026 B:0229 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:026 B:0229 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,402 sqft Living Area
Gross Area	4,698 sqft
1st Floor Area	932 sqft
Basement Area	1,620 sqft
Unfinished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,359 sqft (0.674 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 SURREY RD
City	WINCHESTER
State	MA
Zip	01890-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDA
Legal Block	229
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1004
Census Tract	338400

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12 SURREY RD, WINCHESTER, MA 01890-2305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Quit Claim Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	20201840580
Last Transfer Date	Mar 25, 2021
Transfer Doc	1876217
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 8, 2021
Property Address	12 SURREY RD, WINCHESTER, MA 01890-2305
Document Number	1876217
Instrument Date	Mar 25, 2021
Instrument	1876217
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SURREY RD, WINCHESTER, MA 01890-2305

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 27, 2020
Property Address	12 SURREY RD, WINCHESTER, MA 01890-2305
Document Number	0001840580
Instrument Date	Apr 24, 2020
Instrument	1840580
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$7,296.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SURREY RD WINCHESTER MA 018902305, WINCHESTER, MA 01890-2305

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Aug 15, 2019
Property Address	12 SURREY RD, WINCHESTER, MA 01890-2305
Document Number	0000020942
Instrument Date	Aug 13, 2019
Instrument	20942
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,876.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SALEM ST #R WOBURN MA 018013011, R, WOBURN, MA 01801-3011

Mortgage

Document Number	20944
Date	Aug 15, 2019
Instrument	20944

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,498.00 (+10,305.08%)	$1,850,000 (+3.97%) Land $993,900 Building $856,100	$2,013,278 (+3.29%)
2025	$197.00 (-98.95%)	$1,779,400 (+7.86%) Land $955,900 Building $823,500	$1,949,210
2024	$18,692.00 (+7.65%)	$1,649,800 (+12.12%) Land $879,900 Building $769,900
2023	$17,364.00	$1,471,500 Land $727,900 Building $743,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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