12 Sunset Ter, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 12 Sunset Ter, Scotts Valley, CA 95066

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,632 sqft · built 1959
Lot Size0.313 acres (13,634 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Sep 2014)
Tax Bill$9,468 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN024-111-25

Property Details

APN / Parcel Number

Primary APN024-111-25
Alternative APN
  • 024-111-25-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,634 sqft (0.313 acres)
TerrainSteep
Garage TypeCarport
Garage Area566 sqft
CarportCarport
Carport Area566 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12 SUNSET TER
CitySCOTTS VALLEY
StateCA
Zip95066-3818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSAN AUGUSTINE RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3020
Census Tract121200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12 SUNSET TER, SCOTTS VALLEY, CA 95066-3818
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2014 · Amount on Record
Deed SaleSep 25, 2014 · Amount on Record
Prior SaleSep 27, 1999 · Amount on Record
Deed Document Number201432001
Prior Transfer DateMar 20, 2002
Prior Transfer Doc0000037626
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address12 SUNSET TER, SCOTTS VALLEY, CA 95066-3818
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SUNSET TER, SCOTTS VALLEY, CA 95066-3818

Mortgage

Document Number0000010137
DateFeb 17, 2021
Instrument2021-0010137
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term286 Months
DueDec 1, 2044

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityScotts Valley City
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$747,791 (+2%) Land $486,064 Building $261,727
2025$9,468.00 (+9.56%)$733,129 (+4.04%) Land $476,534 Building $256,595
2023$8,642.00 (+2.09%)$704,660 Land $458,029 Building $246,631$891,360
2022$8,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1982–2023)
Claims Outside the SFHA3 of 11
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTTS VALLEY WATER DISTRICT
serves 11,197 people · EPA ID CA4410013
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Cruzio
Fixed Wireless
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Etheric Networks, Verizon.

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