12 Sunny Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Sunny Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,692 sqft · built 1998
Lot Size	0.749 acres (32,614 sqft)
Owner	Individual Name on Record
Last Sale	$512,000 (Aug 2019)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	May 2020 Refinance Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:018 B:49-Y L`

Property Details

APN / Parcel Number

Primary APN	`M:018 B:49-Y L`
Alternative APNs	`WEST M:18 B:49 L:Y` `2255400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
Gross Area	5,192 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,614 sqft (0.749 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2255400
Street Address	12 SUNNY DR
City	WESTERLY
State	RI
Zip	02891-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	49
Legal Lot Number	Y
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3006
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SUNNY DR, WESTERLY, RI 02891-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	20193589
Deed Book / Page	2019 / 14094
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 SUNNY DR, WESTERLY, RI 02891-1332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-8823
Date	May 13, 2020
Book Page	2020/8823
Instrument	2020-2034

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 29, 2019
Property Address	12 SUNNY DR, WESTERLY, RI 02891-1332
Document Number	2019-4094
Book / Page	002019 / 014094
Instrument Date	Aug 29, 2019
Instrument	3589
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 PALMER ST ASHAWAY RI 028041413, ASHAWAY, RI 02804-1413

Mortgage

Document Number	2019-4095
Date	Aug 29, 2019
Book Page	002019/014095
Instrument	3590

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2039

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,620.00 (+7.17%)	$722,400 (+39.97%) Land $197,600 Building $524,800	$773,876
2023	$5,244.00 (+0.59%)	$516,100 (-) Land $141,500 Building $374,600
2022	$5,213.00	$516,100 Land $141,500 Building $374,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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