12 Summit Ave, Shelton, CT 06484 Property Records

Shelton City property record for 12 Summit Ave, Shelton, CT 06484

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1905
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2024)
Tax Bill	$3,846 (2026)
Deeds & Mortgages	Nov 2022 Refinance Oct 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SHEL M:106C L:47`

Property Details

APN / Parcel Number

Primary APN	`SHEL M:106C L:47`
Alternative APNs	`SHLT M:106C L:47` `106C 47`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	106C 47
Street Address	12 SUMMIT AVE
City	SHELTON
State	CT
Zip	06484-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Lot Number	47
Jurisdiction	SHELTON CT
Township / Civil Division	SHELTON
Census Block Group	2
Census Block	2000
Census Tract	110201

Owner

Source: Shelton City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 STERLING RDG, SHELTON, CT 06484-6141
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Oct 17, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 1, 2022	Warranty Deed, Transfer
Sep 1, 2017	Deed of Trust, Mortgage · Conventional with PMI CTHM LLC
Jul 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	20242024-3841
Deed Book / Page	4241 / 649
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	12 SUMMIT AVE, SHELTON, CT 06484-4039
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004210-645
Date	Nov 4, 2022
Book Page	4210/645
Instrument	2022-5448

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELTON CT
Recording Date	Oct 17, 2024
Property Address	12 SUMMIT AVE, SHELTON, CT 06484-4039
Document Number	004241-649
Book / Page	4241 / 649
Instrument Date	Oct 11, 2024
Instrument	2024-3841
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 STERLING RDG, SHELTON, CT 06484-6141

Mortgage

Document Number	0020243842
Date	Oct 17, 2024
Instrument	2024-3842

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELTON CT
Recording Date	Jul 1, 2022
Property Address	12 SUMMIT AVE, SHELTON, CT 06484-4039
Document Number	004203-212
Book / Page	4203 / 212
Instrument Date	Jun 29, 2022
Instrument	2022-3391
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 ARROWHEAD DR, MONROE, CT 06468-1067

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	12 SUMMIT AVE, SHELTON, CT 06484-4039
Document Number	3750-238
Book / Page	003750 / 000238
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMIT AVE SHELTON CT 064844039, SHELTON, CT 06484-4039

Mortgage

Document Number	3750-238
Date	Sep 1, 2017
Book Page	003750/000238

Lender

Name	CTHM LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Aug 31, 2045

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELTON CT
Recording Date	Jul 28, 2017
Property Address	12 SUMMIT AVE, SHELTON, CT 06484-4039
Document Number	3741-327
Book / Page	003741 / 000327
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMIT AVE SHELTON CT 064844039, SHELTON, CT 06484-4039

Tax Assessment & Valuation

Source: Shelton City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Shelton City
Unified School District	Shelton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,846.00 (+7.49%)	$247,940 (+30.41%) Land $101,710 Building $146,230	$418,670 (+214.59%)
2025	$3,578.00	$190,120 (-) Land $77,070 Building $113,050	$133,084 Land $53,949 Building $79,135
2024	$3,578.00 (+7.74%)
2023	$3,321.00	$190,120 Land $77,070 Building $113,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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