12 Summit Ave, Monticello, NY 12701 Property Records

Sullivan County and Thompson Town property record for 12 Summit Ave, Monticello, NY 12701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1921
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$32,500 (Apr 1995)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`484601 115.-1-4`

Property Details

APN / Parcel Number

Primary APN	`484601 115.-1-4`
Alternative APN	`4601115 0001004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	616 sqft
Upper Floors Area	308 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	50 ft deep x 150 ft wide
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 SUMMIT AVE
City	MONTICELLO
State	NY
Zip	12701-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	WATER METER #969
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	THOMPSON
Census Block Group	5
Census Block	5003
Census Tract	951802

Owner

12 Summit Ave is owned and occupied by two individuals who acquired it in November 2005.

Source: Sullivan County and Thompson Town records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SUMMIT AVE, MONTICELLO, NY 12701-1853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 1995 · Amount on File
Deed Sale	Apr 3, 1995 · Amount on File
Deed Book / Page	1801 / 93
Last Transfer Date	Nov 15, 2005
Transfer Doc	0030640197
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	12 SUMMIT AVE, MONTICELLO, NY 12701-1853
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000720
Date	Jun 15, 2023
Instrument	2023-4720

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	12 SUMMIT AVE, MONTICELLO, NY 12701-1853
Document Number	0000010570
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SUMMIT AVE MONTICELLO NY 127011853, MONTICELLO, NY 12701-1853

Mortgage

Document Number	0000010570
Date	Dec 28, 2020
Instrument	10570

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Summit Ave was $4,390.

Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Thompson Town
Municipality	Monticello Village
Unified School District	Monticello Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,390.00	$69,900 (-) Land $19,800 Building $50,100	$172,167 (+10.84%) Land $48,768 Building $123,399
2024		$69,900 (+39.8%) Land $19,800 Building $50,100	$155,333 (+55.33%) Land $44,000 Building $111,333
2023		$50,000 Land $19,800 Building $30,200	$100,000 Land $39,600 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO VILLAGE serves 8,000 people · EPA ID NY5203337
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2021
Monitoring and Reporting	56 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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