Albany County and Albany City property record for 12 Summit Ave, Albany, NY 12209
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,608 sqft · built 1909 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jul 2000) |
| Tax Bill | $5,668 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 76.53-2-5 |
| Primary APN | 010100 76.53-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 826 sqft |
| 2nd Floor Area | 782 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 218 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07605300020050000000 |
|---|---|
| Street Address | 12 SUMMIT AVE |
| City | ALBANY |
| State | NY |
| Zip | 12209-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | 2 1/2 WOOD BON EX 0403810 |
| Legal Subdivision | KRAMRAT PROPERTY |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2000 |
Source: Albany County and Albany City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 SUMMIT AVE, ALBANY, NY 12209-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2000 · Amount on Record |
| Deed Sale | Jul 6, 2000 · Amount on Record |
| Prior Sale | Nov 5, 1997 · Amount on Record |
| Deed Book / Page | 2659 / 569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 SUMMIT AVE, ALBANY, NY 12209-1608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12 SUMMIT AVE, ALBANY, NY 12209-1608 |
| Document Number | 0000007836 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | R2022-17836 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,668.00 (+15.23%) | ||
| 2025 | $211,000 (+78.81%) Land $42,200 Building $168,800 | $219,792 (+31.93%) Land $43,958 Building $175,834 | |
| 2023 | $118,000 (-) Land $24,000 Building $94,000 | $166,596 (+12.55%) Land $33,884 Building $132,712 | |
| 2022 | $118,000 Land $24,000 Building $94,000 | $148,018 Land $30,105 Building $117,913 | |
| 2021 | $4,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (2018–2026) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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