12 Summerset Ct, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 12 Summerset Ct, Baltimore, MD 21207

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,326 sqft · built 1954
Lot Size0.414 acres (18,077 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Feb 2021)
Tax Bill$2,396 (2023)
Deeds & MortgagesFeb 2021 Sale & Second Mortgage
APN02-2200004086

Property Details

APN / Parcel Number

Primary APN02-2200004086
Alternative APNs
  • 22200004086
  • 2200004086

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,326 sqft Total Area
1st Floor Area1,326 sqft
Attic Area350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area18,077 sqft (0.414 acres)
PorchOpen Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number2200004086
Old Parcel Number22200004086
Street Address12 SUMMERSET CT
CityBALTIMORE
StateMD
Zip21207-8108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.4150 AC WINDSOR MILL MANOR
Legal SubdivisionWINDSOR MILL MANOR
Legal Lot Number28
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group1
Census Block1000
Census Tract402404

Owner

12 Summerset Ct is owned and occupied by an individual who bought it in February 2021.

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12 SUMMERSET CT, BALTIMORE, MD 21207-8108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on File
Deed SaleFeb 26, 2021 · Amount on File
Prior SaleMay 31, 2001 · Amount on File
Deed Document Number0044204169
Deed Book / Page44204 / 169
Record UpdatedJun 7, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateFeb 26, 2021
Property Address12 SUMMERSET CT, BALTIMORE, MD 21207-8108
Document Number0442040169
Book / Page44204 / 169
Map ReferenceMB 62 PL 44
Instrument DateNov 16, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyREAL ESTATE STLMT & ESCROW L

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 SUMMERSET CT, BALTIMORE, MD 21207-8108

Mortgage

Document Number0044204194
DateFeb 26, 2021
Instrument44204/194
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term358 Months
DueDec 1, 2050

Mortgage

Document Number0442040177
DateFeb 26, 2021
Book Page44204/177
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,396.00$237,867$245,600 Land $60,900 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Summerset Ct; there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Summerset Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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