12 Summer St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 12 Summer St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,028 sqft · built 1919
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Nov 2023)
Tax Bill	$5,942 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-28-4485`

Property Details

APN / Parcel Number

Primary APN	`71-28-4485`
Alternative APNs	`FRAM M:071 B:28 L:4485 U:000` `M:260.0 B:0127 L:0007.0` `F_682487_2938457` `6679`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,028 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	638 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6679
Street Address	12 SUMMER ST
City	FRAMINGHAM
State	MA
Zip	01701-4475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	28
Legal Lot Number	4485
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1007
Census Tract	383600

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 SUMMER ST, FRAMINGHAM, MA 01701-4475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Nov 15, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 18, 2017	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Book / Page	82166 / 498
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Nov 1, 2023
Property Address	12 SUMMER ST, FRAMINGHAM, MA 01701-4475
Document Number	082166-498
Book / Page	82166 / 498
Instrument Date	Nov 1, 2023
Instrument	125022
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 SUMMER ST, FRAMINGHAM, MA 01701-4475

Mortgage

Document Number	0000125023
Date	Nov 1, 2023
Instrument	125023

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	12 SUMMER ST, FRAMINGHAM, MA 01701-4475
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076265-195
Date	Nov 25, 2020
Book Page	76265/195
Instrument	223113

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Nov 15, 2019
Property Address	12 SUMMER ST, FRAMINGHAM, MA 01701-4475
Document Number	73654-75
Book / Page	073654 / 000075
Instrument Date	Nov 15, 2019
Instrument	178958
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMER ST FRAMINGHAM MA 017014475, FRAMINGHAM, MA 01701-4475

Mortgage

Document Number	73654-79
Date	Nov 15, 2019
Book Page	073654/000079
Instrument	178959

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Oct 18, 2017
Property Address	12 SUMMER ST, FRAMINGHAM, MA 01701-4475
Document Number	70095-535
Book / Page	070095 / 000535
Instrument Date	Sep 19, 2017
Instrument	9075
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMER ST FRAMINGHAM MA 017014475, FRAMINGHAM, MA 01701-4475

Mortgage

Document Number	70095-538
Date	Oct 18, 2017
Book Page	070095/000538
Instrument	9076

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,942.00 (+3.47%)	$502,300 (+4.43%) Land $271,100 Building $225,100	$529,512 (-1.03%)
2025	$5,743.00 (+2.61%)	$481,000 (+7.08%) Land $258,200 Building $222,800	$535,040 (+12.64%)
2024	$5,597.00 (+4.23%)	$449,200 (+9.51%) Land $230,500 Building $218,700	$475,000
2023	$5,370.00	$410,200 Land $205,800 Building $204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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