12 Summer Dr, Morganton, GA 30560 Property Records

Union County property record for 12 Summer Dr, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,617 sqft · built 2002
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on File
Last Sale	$424,900 (Jun 2023)
Tax Bill	$1,660 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005 070 A03`

Property Details

APN / Parcel Number

Primary APN	`005 070 A03`
Alternative APN	`18492`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,617 sqft Heated Area
1st Floor Area	949 sqft
2nd Floor Area	668 sqft
Basement Area	919 sqft
Finished Basement	919 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	89,734 sqft (2.06 acres)
View / Lot	Lake/Pond

Exterior Amenities

Porch	Patio
Porch Area	1,107 sqft
Deck Area	176 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18492
Street Address	12 SUMMER DR
City	MORGANTON
State	GA
Zip	30560-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND HILLS LOT 3 LD 8 LL 22
Legal Subdivision	WOODLAND HILLS
Legal Lot Number	3
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1008
Census Tract	101

Owner

Source: Union County records · APN 005 070 A03

Assessment roll updated March 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 SUMMER DR, MORGANTON, GA 30560-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20231100
Deed Book / Page	1350 / 748
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	1061/245
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Jun 15, 2023
Property Address	12 SUMMER DR, MORGANTON, GA 30560-8205
Document Number	001350/748
Book / Page	1350 / 748
Instrument Date	Jun 15, 2023
Instrument	2023-001100
Transaction Type	Transfer
Record Updated	Aug 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMER DR, MORGANTON, GA 30560-8205

Mortgage

Document Number	0000002882
Date	Jun 15, 2023
Instrument	002882

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Apr 17, 2020
Property Address	12 SUMMER DR, MORGANTON, GA 30560-8205
Document Number	1191/409
Book / Page	1191 / 409
Instrument Date	Apr 17, 2020
Instrument	2020-000641
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMER DR, MORGANTON, GA 30560-8205

Mortgage

Document Number	0000001191/0000000411
Date	Apr 22, 2020
Book Page	0000001191/0000000411
Instrument	001985

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,660.00 (-19.06%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$177,040 (+14.87%) Land $12,720 Building $164,320	$442,600 (+14.87%) Land $31,800 Building $410,800
2023	$2,051.00 (+28.43%)	$154,120 (+28.43%) Land $12,360 Building $141,760	$385,300 (+28.43%) Land $30,900 Building $354,400
2022	$1,597.00	$120,000 Land $12,360 Building $107,640	$300,000 Land $30,900 Building $269,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer Dr

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