12 Sukoshi Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 12 Sukoshi Ln, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,120 sqft · built 1980
Lot Size0.152 acres (6,599 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Sep 1996)
Tax Bill$3,149 (2024)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00397360-000000

Property Details

APN / Parcel Number

Primary APN00397360-000000
Alternative APNs
  • 11643600397360000000
  • 1489875

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,120 sqft Living Area
Gross Area1,760 sqft
1st Floor Area1,120 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,599 sqft (0.152 acres)
View / LotCanal
Garage TypeAttached
Garage Area640 sqft

Exterior Amenities

PorchOpen Porch
Porch Area138 sqft
Deck Area1,400 sqft
Patio Area1,400 sqft
Boat AccessBoat Access

Location & Zoning

Account Number1489875
Street Address12 SUKOSHI LN
CityISLAMORADA
StateFL
Zip33036-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLOT 12 DAVIS SHORES PB3-70 LOWER MATECUMBE KEY OR23-79 OR479-884/85 OR1423-573 OR1423-583AFF OR2286-1963 OR3293-1689
Legal Range36E
Legal Township64S
Legal Section11
Legal SubdivisionDAVIS SHORES
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1012
Census Tract970900

Owner

12 Sukoshi Ln is owned and occupied by two individuals who acquired it in September 2024.

Source: Monroe County records, as of March 19, 2026

Owner of Record2 Individual Names on File
Mailing Address12 SUKOSHI LN, ISLAMORADA, FL 33036-3909
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 1996 · Amount on File
Deed SaleSep 24, 1996 · Amount on File
Prior SaleFeb 1, 1971 · Amount on File
Deed Book / Page1423 / 573
Last Transfer DateSep 23, 2024
Transfer Doc0032931689
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address12 SUKOSHI LN, ISLAMORADA, FL 33036-3909
Document Number0028801839
Book / Page002880 / 001839
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SUKOSHI LN ISLAMORADA FL 330363909, ISLAMORADA, FL 33036-3909

Mortgage

Document Number0028801839
DateNov 28, 2017
Book Page002880/001839
Instrument2145145
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324,625$771,379 Land $555,306 Building $216,073
2024$3,149.00 (+1.22%)
2023$3,111.00 (+0.52%)$306,289 (+3%)$1,037,378 (+51.66%) Land $854,834 Building $182,544
2022$3,095.00$297,368$684,008 Land $504,824 Building $179,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Sukoshi Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Sukoshi Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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