12 Sue St, Warwick, RI 02886 Property Records

Warwick City property record for 12 Sue St, Warwick, RI 02886

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,079 sqft · built 1875
Lot Size0.14 acres (6,090 sqft)
Owner2 Individual Names on File
Last Sale$257,500 (Dec 2019)
Tax Bill$5,083 (2025)
Deeds & MortgagesMar 2023 Mortgage
Oct 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN26300170000

Property Details

APN / Parcel Number

Primary APN26300170000
Alternative APNs
  • WARW M:263 B:0017 L:0000
  • 108685

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,079 sqft Living Area
Gross Area3,564 sqft
1st Floor Area1,188 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,090 sqft (0.14 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number108685
Street Address12 SUE ST
CityWARWICK
StateRI
Zip02886-0775
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA7
Legal Block17
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2007
Census Tract22300

Owner

Source: Warwick City records · APN 26300170000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 SUE ST, WARWICK, RI 02886-0775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
GREENWOOD CU
Oct 21, 2024Deed of Trust, Mortgage · Line of Credit
OCEAN STATE CREDIT UNION
May 05, 2020Deed of Trust, Mortgage · FHA Mortgage
NFM LENDING
Dec 13, 2019Warranty Deed, Transfer · FHA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2019 · Amount on Record
Deed SaleDec 13, 2019 · Amount on Record
Prior SaleApr 02, 2012 · Amount on Record
Deed Document Number201917726
Deed Book / Page9418 / 20
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address12 SUE ST, WARWICK, RI 02886-0775
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010292-228
DateMar 13, 2023
Book Page10292/228
Instrument2280
Lender
NameGREENWOOD CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueApr 01, 2043

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address12 SUE ST, WARWICK, RI 02886-0775
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010575-61
DateOct 21, 2024
Book Page10575/61
Instrument10981
Lender
NameOCEAN STATE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address12 SUE ST, WARWICK, RI 02886-0775
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009506-100
DateMay 05, 2020
Book Page9506/100
Instrument5791
Lender
NameNFM LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateDec 13, 2019
Property Address12 SUE ST, WARWICK, RI 02886-0775
Document Number9418-20
Book / Page009418 / 000020
Instrument DateDec 13, 2019
Instrument17726
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SUE ST WARWICK RI 028860775, WARWICK, RI 02886-0775

Mortgage

Document Number9418-22
DateDec 13, 2019
Book Page009418/000022
Instrument17727
Lender
NameNFM LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2049

Mortgage

Document Number9418-38,
DateDec 13, 2019
Book Page009418/000038
Instrument17728
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,083.00 (+23.34%)$400,200 (+37.81%) Land $102,000 Building $298,200
2023$4,121.00 (+30.87%)$290,400 (+72.75%) Land $85,900 Building $204,500
2022$3,149.00$168,100 Land $49,900 Building $118,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1978–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 88 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Sue St

Nearby Streets

Search Property Records by Address or Parcel Number