12 Stuart Rd, Rochester, MA 02770 Property Records

Plymouth County and Rochester Town property record for 12 Stuart Rd, Rochester, MA 02770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,784 sqft · built 1987
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,639 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROCH M:15-A L:54`

Property Details

APN / Parcel Number

Primary APN	`ROCH M:15-A L:54`
Alternative APNs	`M:015A B:0000 L:00540` `755`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
Gross Area	6,708 sqft
1st Floor Area	1,426 sqft
Attic	Attic
Attic Area	390 sqft
Basement Area	1,426 sqft
Unfinished Basement	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	755
Street Address	12 STUART RD
City	ROCHESTER
State	MA
Zip	02770-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R
Legal Lot Number	54
Jurisdiction	ROCHESTER MA
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3030
Census Tract	541100

Owner

Source: Plymouth County and Rochester Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 STUART RD, ROCHESTER, MA 02770-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Nov 30, 2018	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	12 STUART RD, ROCHESTER, MA 02770-1204
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057169-305
Date	Aug 26, 2022
Book Page	57169/305
Instrument	70624

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	12 STUART RD, ROCHESTER, MA 02770-1204
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	54519-38
Date	Mar 5, 2021
Book Page	54519/38
Instrument	25631

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	12 STUART RD, ROCHESTER, MA 02770-1204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50581-125
Date	Nov 30, 2018
Book Page	50581/125
Instrument	100580

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Plymouth County and Rochester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Rochester Town
Secondary School District	Old Rochester School District (07 - 12)
Elementary School District	Rochester School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,639.00 (+9.52%)	$613,600 (+20.15%) Land $187,100 Building $426,500	$667,755
2023	$6,062.00	$510,700 Land $178,200 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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