12 Stream View Dr, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 12 Stream View Dr, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,173 sqft · built 2019
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Tax Bill	$14,831 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:076 B:002`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:076 B:002`
Alternative APN	`51168`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,173 sqft Living Area
Gross Area	8,846 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	51168
Street Address	12 STREAM VIEW DR
City	WATERVILLE
State	ME
Zip	04901-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLMES FARM NORTH ESTS
Legal Block	2
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1001
Census Tract	24202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 STREAM VIEW DR, WATERVILLE, ME 04901-4334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE STATE CREDIT UNION
Jun 3, 2019	Deed of Trust, Mortgage · ARM PEAPACK GLADSTONE BANK
Feb 28, 2018	Warranty Deed, Transfer
Feb 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018
Deed Sale	Feb 28, 2018
Deed Document Number	20183987
Deed Book / Page	12849 / 253
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	12 STREAM VIEW DR, WATERVILLE, ME 04901-4334
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001419
Date	Jan 19, 2022
Book Page	14325/106
Instrument	2022001419

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	12 STREAM VIEW DR, WATERVILLE, ME 04901-4334
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010276
Date	Jun 3, 2019
Book Page	13224/180
Instrument	2019010276

Lender

Name	PEAPACK GLADSTONE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2025
Index	Other

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 28, 2018
Property Address	12 STREAM VIEW DR, WATERVILLE, ME 04901-4334
Document Number	12849/0253
Book / Page	12849 / 0253
Instrument	2018003987
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 28, 2018
Property Address	12 STREAM VIEW DR, WATERVILLE, ME 04901-4334
Document Number	2018003987
Book / Page	12849 / 0253
Instrument	2018003987
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,831.00 (-5.77%)	$872,400 (+10.3%) Land $107,500 Building $764,900
2023	$15,739.00 (+26.37%)	$790,900 (+64.16%) Land $99,000 Building $691,900
2022	$12,455.00	$481,800 Land $59,600 Building $422,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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