12 Stop River Rd, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 12 Stop River Rd, Norfolk, MA 02056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,638 sqft · built 1994
Lot Size	1.83 acres (80,117 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Jun 2022)
Tax Bill	$21,396 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16A`

Property Details

APN / Parcel Number

Primary APN	`16A`
Alternative APN	`NORF M:0023 B:0076 L:0075`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,638 sqft Living Area
Gross Area	8,437 sqft
Basement Area	2,159 sqft
Unfinished Basement	2,159 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,117 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16A
Street Address	12 STOP RIVER RD
City	NORFOLK
State	MA
Zip	02056-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	TALL OAKS DRIVE
Legal Block	76
Legal Lot Number	75
Jurisdiction	NORFOLK MA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1000
Census Tract	409101

Owner

12 Stop River Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 STOP RIVER RD, NORFOLK, MA 02056-1171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2024	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Jun 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Jun 23, 2000 · Amount on File
Deed Book / Page	40636 / 201
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	12 STOP RIVER RD, NORFOLK, MA 02056-1171
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042180-54
Date	Dec 24, 2024
Book Page	42180/54
Instrument	85886

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORFOLK MA
Recording Date	Jun 24, 2022
Property Address	12 STOP RIVER RD, NORFOLK, MA 02056-1171
Document Number	040636-201
Book / Page	40636 / 201
Instrument Date	Jun 24, 2022
Instrument	56099
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 STOP RIVER RD, NORFOLK, MA 02056-1171

Mortgage

Document Number	0000056100
Date	Jun 24, 2022
Instrument	56100

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Stop River Rd was $21,396, up 9,451.8% from the year before.

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Norfolk Town
Secondary School District	King Philip School District (07 - 12)
Elementary School District	Norfolk School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,396.00 (+9,451.79%)	$1,438,900 (+2.27%) Land $311,100 Building $1,127,800	$1,484,565 (+6.65%)
2025	$224.00 (-98.94%)	$1,407,000 (+3.24%) Land $250,600 Building $1,156,400	$1,392,035
2024	$21,219.00 (-2.26%)	$1,362,800 (+3.02%) Land $250,600 Building $1,112,200
2023	$21,709.00	$1,322,900 Land $250,600 Building $1,072,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Stop River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Stop River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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