12 Stonegate Cir, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 12 Stonegate Cir, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,411 sqft · built 1983
Lot Size	0.781 acres (34,000 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Sep 2024)
Tax Bill	$10,186 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 17,18`

Property Details

APN / Parcel Number

Primary APN	`MAP 17,18`
Alternative APN	`WILB M:11125 B:12 L:4681`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,411 sqft Living Area
Gross Area	5,385 sqft
1st Floor Area	1,272 sqft
Attic	Attic
Attic Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,000 sqft (0.781 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Solar

Location & Zoning

Account Number	MAP 17,18
Street Address	12 STONEGATE CIR
City	WILBRAHAM
State	MA
Zip	01095-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	34
Legal Block	12
Legal Lot Number	4681
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2028
Census Tract	813602

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Aug 20, 2021	Warranty Deed, Transfer
Feb 12, 2018	Deed of Trust, Mortgage · ARM DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202441484
Deed Book / Page	25564 / 501
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	12 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024662-471
Date	Aug 1, 2022
Book Page	24662/471
Instrument	46376

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Aug 20, 2021
Property Address	12 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Document Number	24074-69
Book / Page	24074 / 69
Instrument Date	Aug 19, 2021
Instrument	58835
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	64 BORDER WAY # 204, 204, WEST SPRINGFIELD, MA 01089-4626

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	12 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22057-311
Date	Feb 12, 2018
Book Page	22057/311
Instrument	7459

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,186.00 (+1.88%)	$583,700 (+4.38%) Land $114,900 Building $468,800	$605,920 (-3.86%)
2025	$9,998.00 (-2.15%)	$559,200 (+1.25%) Land $114,900 Building $444,300	$630,230 (+0.23%)
2024	$10,218.00 (+4.48%)	$552,300 (+5.6%) Land $114,900 Building $437,400	$628,805
2023	$9,780.00	$523,000 Land $114,900 Building $408,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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