12 Stephanie Dr, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 12 Stephanie Dr, Gorham, ME 04038

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,251 sqft · built 2016
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Nov 2023)
Tax Bill$4,854 (2025)
Deeds & MortgagesFeb 2021 Refinance
Sep 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND0208R

Property Details

APN / Parcel Number

Primary APND0208R
Alternative APN
  • GRHM M:026 B:013 L:206

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,251 sqft Living Area
Gross Area2,578 sqft
1st Floor Area576 sqft
Basement Area576 sqft
Unfinished Basement288 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberD0208R
Street Address12 STEPHANIE DR
CityGORHAM
StateME
Zip04038-1394
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeOR
Legal SubdivisionHAWKES FARM CONDOS
Legal Block13
Legal Lot Number206
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1012
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 STEPHANIE DR, GORHAM, ME 04038-1394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
INLAND MORTGAGE CORP
Sep 22, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 12, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
Nov 14, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Prior SaleJun 1, 2015 · Amount on Record
Deed Document Number202341505
Deed Book / Page40476 / 326
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address12 STEPHANIE DR, GORHAM, ME 04038-1394
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0377970029
DateFeb 9, 2021
Book Page37797/29
Instrument9539
Lender
NameINLAND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term109 Months
DueMar 1, 2030

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address12 STEPHANIE DR, GORHAM, ME 04038-1394
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0417380090
DateSep 22, 2025
Book Page41738/90
Instrument38600
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueOct 1, 2054

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address12 STEPHANIE DR, GORHAM, ME 04038-1394
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0409220047
DateAug 12, 2024
Book Page40922/47
Instrument28879
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateNov 14, 2023
Property Address12 STEPHANIE DR, GORHAM, ME 04038-1394
Document Number0404760326
Book / Page40476 / 326
Instrument DateNov 13, 2023
Instrument41505
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address89A QUEEN ST, GORHAM, ME 04038-2633

Mortgage

Document Number0000041506
DateNov 14, 2023
Instrument41506
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,854.00 (+0.66%)$328,000 (-) Land $32,700 Building $295,300
2024$4,822.00 (+14.4%)$328,000 (-) Land $32,700 Building $295,300
2022$4,215.00$328,000 Land $32,700 Building $295,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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