12 Steele St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 12 Steele St, Stoneham, MA 02180

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,018 sqft · built 1872
Lot Size0.564 acres (24,550 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Oct 2001)
Tax Bill$10,339 (2026)
Deeds & MortgagesMay 2021 Refinance
May 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSTON M:11 B:000 L:285

Property Details

APN / Parcel Number

Primary APNSTON M:11 B:000 L:285
Alternative APN
  • 658

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,018 sqft Living Area
Gross Area5,619 sqft
Basement Area1,389 sqft
Unfinished Basement1,389 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 1872
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area24,550 sqft (0.564 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number658
Street Address12 STEELE ST
CitySTONEHAM
StateMA
Zip02180-4148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionSTONEHAM
Legal Lot Number285
JurisdictionSTONEHAM MA
Township / Civil DivisionSTONEHAM
Census Block Group3
Census Block3001
Census Tract337201

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 STEELE ST, STONEHAM, MA 02180-4148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
May 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2001 · Amount on Record
Deed SaleOct 31, 2001 · Amount on Record
Prior SaleDec 15, 2000 · Amount on Record
Deed Document Number20011876
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address12 STEELE ST, STONEHAM, MA 02180-4148
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77802-283
DateMay 18, 2021
Book Page77802/283
Instrument113029
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJun 1, 2031

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address12 STEELE ST, STONEHAM, MA 02180-4148
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74769-446
DateMay 28, 2020
Book Page74769/446
Instrument81305
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJun 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStoneham Town
Unified School DistrictStoneham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,339.00 (+0.29%)$1,027,700 (+1.98%) Land $443,300 Building $584,400$1,069,510 (-)
2025$10,309.00 (+3.04%)$1,007,700 (+6.66%) Land $423,300 Building $584,400$1,069,510 (+15.04%)
2024$10,005.00 (+2.77%)$944,800 (+7.73%) Land $403,300 Building $541,500$929,670
2023$9,735.00$877,000 Land $363,300 Building $513,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1991–1992)
Most Recent ClaimDec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONEHAM WATER DEPT (MWRA SUPPLY)
serves 23,244 people · EPA ID MA3284000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Sep 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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