12 Stebbins St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 12 Stebbins St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 770 sqft · built 1940
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$281,000 (Jan 2026)
Tax Bill$2,975 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Sep 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN392-00013

Property Details

APN / Parcel Number

Primary APN392-00013
Alternative APN
  • CHIC M:0392 P:00013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area770 sqft Living Area
Gross Area1,723 sqft
1st Floor Area770 sqft
Basement Area770 sqft
Unfinished Basement770 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number392-00013
Street Address12 STEBBINS ST
CityCHICOPEE
StateMA
Zip01020-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2011
Census Tract811200

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 STEBBINS ST, CHICOPEE, MA 01020-1619
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Quit Claim Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 25, 2025Quit Claim Deed, Transfer
Mar 8, 2019Quit Claim Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleSep 25, 2025 · Amount on Record
Deed Book / Page26187 / 287
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJan 15, 2026
Property Address12 STEBBINS ST, CHICOPEE, MA 01020-1619
Document Number026187-287
Book / Page26187 / 287
Instrument DateJan 15, 2026
Instrument1916
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 STEBBINS ST, CHICOPEE, MA 01020-1619

Mortgage

Document Number0000001917
DateJan 15, 2026
Instrument1917
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateSep 25, 2025
Property Address12 STEBBINS ST, CHICOPEE, MA 01020-1619
Document Number026040-335
Book / Page26040 / 335
Instrument DateSep 22, 2025
Instrument45246
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CARRIAGE LN, SOUTH HADLEY, MA 01075-2198

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMar 8, 2019
Property Address12 STEBBINS ST, CHICOPEE, MA 01020-1619
Document Number22580-82
Book / Page22580 / 82
Instrument DateMar 7, 2019
Instrument11765
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 BERWYN ST, SOUTH HADLEY, MA 01075-1802

Mortgage

Document Number11766
DateMar 8, 2019
Instrument11766
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,975.00 (+8.62%)$195,200 (+8.02%) Land $111,400 Building $83,800$257,373 (+9.73%)
2025$2,739.00 (+5.18%)$180,700 (+2.44%) Land $101,400 Building $79,300$234,555
2024$2,604.00 (+7.78%)$176,400 (+10.6%) Land $99,400 Building $77,000
2023$2,416.00$159,500 Land $90,400 Building $69,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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