12 State St, New Troy, MI 49119 Property Records

Berrien County property record for 12 State St, New Troy, MI 49119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$120,500 (May 2018)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-5000-0024-00-6`

Property Details

APN / Parcel Number

Primary APN	`22-5000-0024-00-6`
Alternative APN	`11-22-5000-0024-00-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3953 BERRIEN ST
City	SAWYER
State	MI
Zip	49125-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	53300
Legal Description	LOT 12 BLK 24 A A MORLEY'S ADD TO VILL OF NEW TROY
Legal Subdivision	A A MORLEYS
Legal Block	24
Legal Lot Number	12
Legal Unit	12
Jurisdiction	BERRIEN MI
Township / Civil Division	WEESAW
Census Block Group	1
Census Block	1024
Census Tract	11600

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3953 BERRIEN ST, SAWYER, MI 49125-9262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · VA Mortgage NEW CORPORATION LENDING LLC
Dec 3, 2025	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BANK NA
May 17, 2023	Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BANK NA
May 24, 2023	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD BANK NA
May 3, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Deed Book / Page	3204 / 1767
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Aug 10, 2026
Property Address	3953 BERRIEN ST, SAWYER, MI 49125-9262
Document Number	0000467789
Book / Page	3484 / 3124
Instrument Date	Aug 4, 2026
Instrument	2026467789
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 BERRIEN ST, SAWYER, MI 49125-9262

Mortgage

Document Number	0000467789,
Date	Aug 10, 2026
Book Page	3484/3124
Instrument	2026467789

Lender

Name	NEW CORPORATION LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3953 BERRIEN ST, SAWYER, MI 49125-9262
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 BERRIEN ST, SAWYER, MI 49125-9262

Mortgage

Document Number	03465/3842
Date	Dec 3, 2025
Book Page	3465/3842
Instrument	2025447400

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	STATE ST, SAWYER, MI 49125
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 KRUGER RD, THREE OAKS, MI 49128-9138

Mortgage

Document Number	003404/159
Date	May 17, 2023
Book Page	3404/159
Instrument	2023380690

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 24, 2023
Property Address	3953 BERRIEN ST, SAWYER, MI 49125-9262
Document Number	03404/2311
Book / Page	3404 / 2311
Map Reference	LB 2 PG 30
Instrument Date	Apr 26, 2023
Instrument	2023381185
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 BERRIEN ST, SAWYER, MI 49125-9262

Mortgage

Document Number	0003404159
Date	May 24, 2023
Instrument	3404/159

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 3, 2018
Property Address	3953 BERRIEN ST, SAWYER, MI 49125-9262
Document Number	03204/1767
Book / Page	3204 / 1767
Map Reference	LB2 PG30
Instrument Date	Apr 17, 2018
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4157 MAPLE ST, SAWYER, MI 49125-9227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3953 BERRIEN ST, NEW TROY, MI 49119

Mortgage

Document Number	0032041770
Date	May 3, 2018
Instrument	3204/1770

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Weesaw Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,700 (+29.72%)	$203,400 (+29.72%)
2025	$2,117.00 (+83.13%)
2023		$78,400	$156,800
2022	$1,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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