12 State St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 State St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,192 sqft · built 1747
Lot Size0.089 acres (3,859 sqft)
OwnerCompany Name on File
Last Sale$475,000 (Apr 2013)
Tax Bill$11,677 (2025)
Deeds & MortgagesAug 2023 Refinance
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0149 B:0062 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0149 B:0062 L:0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories3 Stories
Building Area3,192 sqft Living Area
Gross Area3,705 sqft

Exterior

Year BuiltBuilt 1747
Effective Year BuiltEffective 1747
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area3,859 sqft (0.089 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12 STATE ST
CityMARBLEHEAD
StateMA
Zip01945-3591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHIST
Legal Block62
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1017
Census Tract203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0149 B:0062 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12 STATE ST, MARBLEHEAD, MA 01945-3591
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONAL GRAND BANK OF MARBLEHEAD
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2013 · Amount on Record
Deed SaleApr 08, 2013 · Amount on Record
Deed Book / Page32359 / 593
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 STATE ST, MARBLEHEAD, MA 01945-3591
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041722-383
DateAug 21, 2023
Book Page41722/383
Instrument20230821002100
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 STATE ST, MARBLEHEAD, MA 01945-3591
Document Number36346-263
Book / Page036346 / 000263
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number36346-263
DateNov 20, 2017
Book Page036346/000263
Instrument1711204150
Lender
NameNATIONAL GRAND BK/MARBLEHEAD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,677.00 (+19.15%)$1,290,300 (+17.96%) Land $721,600 Building $568,700$1,824,095
2024$9,800.00 (+0.18%)$1,093,800 (+11.82%) Land $721,600 Building $372,200
2023$9,782.00$978,200 Land $621,700 Building $356,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 949 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3168000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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