12 Starrett Rd, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 12 Starrett Rd, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1950
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Aug 1997)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:022 L:347 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:022 L:347 S:004`
Alternative APN	`LYNN M:022 B:347 L:004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,072 sqft Living Area
Gross Area	1,878 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,201 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 STARRETT RD
City	LYNN
State	MA
Zip	01905-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	347
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2008
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 STARRETT RD, LYNN, MA 01905-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Jan 16, 2018	Deed of Trust, Mortgage CENTURY BANK & TRUST CO
Dec 16, 2016	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 1997 · Amount on Record
Deed Sale	Aug 28, 1997 · Amount on Record
Deed Book / Page	14287 / 140
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12 STARRETT RD, LYNN, MA 01905-1428
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042874-392
Date	Aug 7, 2025
Book Page	42874/392
Instrument	20250807000290

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12 STARRETT RD, LYNN, MA 01905-1428
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39566-573
Date	Feb 24, 2021
Book Page	39566/573
Instrument	20210224002270

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12 STARRETT RD, LYNN, MA 01905-1428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36472-28
Date	Jan 16, 2018
Book Page	36472/28
Instrument	180116002980

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12 STARRETT RD, LYNN, MA 01905-1428
Document Number	35608-73
Book / Page	035608 / 000073
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Feb 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35608-73
Date	Jan 12, 2017
Book Page	035608/000073
Instrument	1701120226

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,666.00 (+9.85%)	$546,900 (+11.66%) Land $227,900 Building $319,000	$477,470
2024	$5,158.00 (-0.31%)	$489,800 (+5.56%) Land $200,200 Building $289,600
2023	$5,174.00	$464,000 Land $206,800 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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